Students may also be eligible for the Anthem College Institutional Loan Program. This Institutional Loan Program provides funds to assist students with meeting the cost of education when annual federal student loan limits have been met and/or other sources of funding are not available. Eligibility for the loan is based on the credit worthiness of the student. Repayment plans vary in length, including repayment options that extend beyond graduation. This loan program has both interest bearing and non-interest bearing options, and all interest rates and total repayment amounts are disclosed on the loan contract. Students are required to make minimum payments while they are in school, including during a Leave of Absence, Leave of Intent or Externship.
These loans may be assigned to a Loan Servicer for collections and to administer payments and monthly statements. Students will be notified once their loan has been placed with a Loan Servicing company.
The Business Office will also provide the student with loan information and counseling regarding their loan repayment obligations. Students are encouraged to stay current on their monthly payments to avoid possible consequences associated with non-payment. For example, books will not be charged to a student’s account if students are 60 days or more past due on their monthly payments. Students may be withdrawn from the College for non-payment. Diplomas, Transcripts, Degrees and Certifications will NOT be issued unless the student has met all financial obligations. Late payments may be subject to fees, as specified in the Late Charges section of the loan documents.
TUITION
Tuition charges are outlined on a student’s Enrollment Agreement and may be paid through cash, grants, loans or a combination thereof. See the “Catalog Supplement” for specific tuition costs.
Tuition Policies for Agency Funded Students It has always been the position of Anthem College that Agency students were charged the same tuition rate as any other student.
Some agencies are exempt due to prior contractual agreements.
CANCELLATION POLICY
A full refund will be made to any student who cancels the enrollment contract within 72 hours (until midnight of the third day excluding Saturdays, Sundays and legal holidays) after the enrollment contract is signed or within the student’s first three scheduled class days (does not apply to Seminars).
TECHNOLOGY FEE REFUND POLICY
A technology fee of $225.00 will be charged at the beginning of each program. The technology fee covers the use of the Microsoft software license, Library/Resource Center, internet access, student online resources, and the Emergency Notification System. The refund policy for the fee is as follows:
• 100% refundable if all courses are dropped during the first 3 days of the course
• 90% is refundable if all courses are dropped during the first week or one-tenth of the academic year, whichever is less
• 80% is refundable if all courses are dropped after the first week or one-tenth of the academic year, whichever is less, but within the first three weeks or one-fifth of the academic year, whichever is less
• 75% is refundable if all courses are dropped after the first three weeks or one-fifth of the academic year, whichever is less, but within the first quarter of the academic year
• 50% is refundable if all courses are dropped after the second quarter of the academic year
• 10% is refundable if all courses are dropped during the third quarter of the academic year
• No refund during the last quarter of the academic year
REFUND POLICY
1. Refund computations will be based on scheduled clock hours of class attendance through the last date of attendance. Leaves of absence, suspensions, and College holidays will not be counted as part of the scheduled class attendance.
2. The effective date of termination for refund purposes will be the earliest of the following:
a. The last day of attendance, if the student is terminated by the College;
b. The date of receipt of written notice from the student; or c. Ten school days following the last date of attendance.
3. If tuition and fees are collected in advance of entrance, and if after expiration of the 72 hour cancellation privilege the student does not enter College, not more than $100 shall be retained by the College.
4. If the student who enters a residence program of not more than 12 months in length terminates or withdraws after the expira-tion of the 72 hour cancellaexpira-tion privilege, the College may retain
$100 of the tuition and fees and the minimum refund of the re-maining tuition and fees will be:
a. During the first week or one-tenth of the program, whichever is less, 90 percent of the remaining tuition and fees;
b. After the first week or one-tenth of the program, whichever is less, but within the first three weeks or one-fifth of the program, whichever is less, 80 percent of the remaining tu-ition and fees;
c. After the first three weeks or one-fifth of the program, whichever is less, but within the first quarter of the pro-gram, 75 percent of the remaining tuition and fees;
d. During the second quarter of the program, 50 percent of the remaining tuition and fees;
e. During the third quarter of the program; 10 percent of the remaining tuition and fees; or
f. During the last quarter of the program, the student may be considered obligated for the full tuition and fees.
5. The student will not be required to purchase instructional sup-plies, books and tools until such time as these materials are re-quired. Once these materials are purchased, no refund will be made.
6. For residence programs no more than 12 months in length, the refund shall be applied for each 12 month period paid, or part thereof, separately.
7. The length of a program for purposes of calculating refunds
REFUND POLICY
8. A full refund of all tuition and fees is due and refundable in each of the following cases:
a. An enrollee is not accepted by the College;
b. If the program of instruction is discontinued by the College and this prevents the student from completing the program;
or
c. If the student’s enrollment was procured as a result of any misrepresentation in advertising, promotional materials of the College, or representations by the owner or representa-tives of the College.
9. REFUND POLICY FOR STUDENTS CALLED TO ACTIVE MILI-TARY SERVICE. A student of the College who withdraws from the College as a result of the student being called to active duty in a military service of the United States or the Texas National Guard may elect one of the following options for each program in which the student is enrolled:
a. If tuition and fees are collected in advance of the with-drawal, a pro rata refund of any tuition, fees, or other charges paid by the student for the program and a cancella-tion of any unpaid tuicancella-tion, fees or other charges owed by the student for the portion of the program the student does not complete following withdrawal;
b. A grade of incomplete with the designation “withdrawn-military” for the courses in the program, other than courses for which the student has previously received a grade on the student’s transcript, and the right to re-enroll in the pro-gram, or a substantially equivalent program if that program is no longer available, not later than the first anniversary of the date the student is discharged from active military duty without payment of additional tuition, fees, or other charges for the program other than any previously unpaid balance of the original tuition, fees, and charges for books for the program; or
c. The assignment of an appropriate final grade or credit for the courses in the program, but only if the instructor or in-structors of the program determine that the student has:
1. Satisfactorily completed at least 90 percent of the re-quired coursework for the program; and
2. Demonstrated sufficient mastery of the program mate-rial to receive credit for completing the program.
10. Refunds will be totally consummated within 45 days after the effective date of termination.
FEDERAL RETURN OF TITLE IV FUNDS POLICY – TITLE IV STUDENTS ONLY
Students who withdraw from or are terminated by the College prior to completing more than 60% of an enrollment period will have their eligibility for aid re-calculated based on the percent of the enrollment period completed. For example, a student who withdraws completing 30% of the enrollment period will have
“earned” only 30% of any Title IV Aid received for that enrollment period. The College and/or the student must return the remaining 70% to the proper aid programs.
The policy shall apply to all students who withdraw, drop out, or are terminated from Anthem College, and receive financial aid from Title IV Funds. The term “Title IV Funds” include: Federal Pell Grant, FSEOG Grant, and FFELP Loan Programs.
Title IV Aid is earned in a pro-rated manner on a per diem basis up to and including the 60% point of the enrollment period. Title IV Aid is viewed as 100% earned after this point.
The percentage of Title IV Aid earned will be calculated as follows:
Number of calendar days completed
in the Enrollment Period
= % of Enrollment Period Total calendar days completed
in the Enrollment Period
1. The percentage of Title IV Aid unearned (i.e. to be returned to the appropriate programs) is equal to 100% minus the percent earned.
2. The student will owe the College any additional charged amount as unpaid institutional charges.