Precision parts, use Code 6900 and CPP PMA IP. Plastic parts, use Code 5500 and CPP PMA IP.
(3) For sales outlets, storage buildings not on premises of manufacturer, use Code 0567 and CPP PMA M.
(4) This classification includes incidental shop work. Roofing work shall be separately classified and rated.
Duct work in connection with the installation of air conditioning or heating systems shall be separately classified and rated under the appropriate “Air Conditioning or Heating Installation, servicing or repair” classification. (98884)
(5) This Classification does not apply to risks which do outside sheet metal work. (58922)
(6) C – Rate Group 2. SBF, SBR – Rate This footnote applies to Contents, Fire.
(7) Use Code 0922.
Shoe shine stands, use Code 0921.
(8) This classification includes shoe shining and the sale of accessories. (18109)
(9) No repair, use Code 0520 and CPP PMA M. With repair, use Code 0922 and CPP PMA M or S.
(10) C-Rate Group 2. SBF, SBR – Rate Grp 2, does not apply to Contents (11) Classify according to type of risk
The following shall be separately classified and rated:
• Parking area
• Events or exhibitions at the mall sponsored or operated by the insured
Buildings or premises occupied by the insured and not incidental to the operation of the mall.
(13) Contractors storage (including wood siding), use Code 0567 and CPP PMA C. Equipment in the open, use Code 1190 and CPP PMA C. Office, use Code 0702 and CPP PMA C or O.
Vehicle storage or repair, refer to “Automobile” classifications.
(14) Contractors storage (including wood siding), use Code 0567 and CPP PMA C.
Equipment in the open, use Code 1190 and CPP PMA C. Office, use Code 0702 and CPP PMA C or O.
Vehicle storage or repair, refer to “Automobile” classifications.
(15) Wood siding installation shall be separately classified and rated as “Carpentry”. (98967)
(16) Contractors storage, use Code 0567 and CPP PMA C. Equipment in the open, use Code 1190 and CPP PMA C. Office, use Code 0702 and CPP PMA C or O.
Sign painting, use Code 0922 and CPP PMA C. Woodworking repair, use Code 3959 and CPP PMA IP. Vehicle storage or repair, refer to “Automobile” classifications. (17) This classification includes shop operations. (98993)
(18) Sign erection, installation or repair shall be separately classified and rated. (59057) (59058)
(19) Attach Pre Existing Damage Exclusion SL-63
FIRE CRIME CRIME AND
CONTENTS, FIRE GENERAL LIABILITY Description Class Code Class Code Rate Group Class Limit Premium Base Premises Code Products
Code Comments & Application Coding Sign Painting Or Lettering – Inside Of
Buildings (1) (2) 5419 1 5,000 p 99003 (3) 99003 (3) (a) (b) (d1) Sign Painting Or Lettering – On
Buildings Or Structures NA 5419 1 (4) 5,000 p 99004 (3) 99004 (3) (8) (a) (b) (d1) Slate Splitting Or Slate Roofing Mfg. (5) 3270 1 5,000 s 59189
(6)
59189 (7)
Non-Admitted Only (a) (b) (d1)
Snow And Ice Removal – Contractor (15) (15) (15) Non-Admitted Only (a) (b) (d1)
Soap Box Derbies N/A 7130 2 (12)
5,000 t+ 48441 (9)
Included Non-Admitted Only (a) (b)
Social Gatherings + Meetings On Premises Not Owned Or Operated By Insured – Not-For-Profit N/A 8133 (14) 1 (13) 5,000 t+ 48558 (10) Included (a) (b) Social Gatherings + Meetings On
Premises Not Owned Or Operated By Insured – Other Than Not-For-Profit
N/A 8133 * (12) t+ 48557 (10) Included (a) (b) Solar Energy Contractors (16) 2350 * p 99080
(11)
99080 (11)
Commercial Work Only (a) (b) (d1)
CCIS-s.Doc CCIS 194 12/2003
Vehicle storage or repair, refer to “Automobile” classifications. (2) Shopwork, use Code 0922 and CPP PMA S.
(3) This classification includes shop operations and the existence hazard of signs located away from the insured’s premises.
For spray painting operations, a property damage deductible of $250.00 per claim applies. Use Deductible Liability Insurance Endorsement CG 03 00.
This is an N.P.D. classification with “Advertising Sign Companies – outdoor” or “Sign Erection or Repair”. (99003) (99004)
(4) Contents, Fire – NA.
(5) Use Code 6009. For quarrying, use Code 6210.
For processing or manufacturing operations not part of a building, use Code 1190.
(6) This classification includes quarrying. (59189) (7) Refer to company
(8) Refer to company work performed if over 3 stories (99004) (9) Coverage does not apply to bodily injury and medical payments to participants in athletic contests sponsored by the insured. Use Exclusion
– Athletic Or Sports Participants Endorsement CG 21 01. If coverage is desired, refer to company.
Soap box derbies with seating arrangements shall be referred to company.
(11) This classification applies to all works including heating, cooling and power generation. (99080)
The following shall be separately classified and rated:
• Insulation of buildings or dwelling
• Sales of solar heating/energy equipment (12) Contents, Fire – NA.
(13) Refer to the state Rates Section of the CLM Division Five – Fire and Allied Lines.
(14) This classification applies to Offices only. (15) Refer to Company.
(16) Contractors Storage, use Code 0563 and CPP PMA C or O. Equipment in the open use code aa90 and CPP PMA C. Office use code 0702 and CPP PMA C or O. Vehicle
Storage or repair refer to “Automobile” classifications.
Includes copyrighted material of Insurance Services Office, Inc., with its permission. Copyright, Insurance Services Office, Inc., 2001
FIRE CRIME CRIME AND
CONTENTS, FIRE GENERAL LIABILITY Description Class Code Class Code Rate Group Class Limit Premium Base Premises Code Products
Code Comments & Application Coding Sporting Goods Or Athletic Equipment
Distributors 0566 4210 4 (1) (2) (5) 50,000 s 18205 (4) (a) (b) Sporting Goods Or Athletic Equipment
Mfg. * 3395 4 (1) (2) (5) 15,000 s 59306 (4) Non-Admitted Only (a) (b)
Sporting Goods Or Athletic Equipment Stores 0566 4510 4 (1) (2) (5) 25,000 s 18206 (4) (a) (b) (o) (p) Stationery Or Paper Products –
Distributors
0567 4221 1 5,000 (3) (3) (a) (b)
Stationery Or Paper Products – Stores 0567 5943 1 5,000 s 18335 18335 (a) (b) (o) (p) Steel Work Or Wire Wool Mfg. 6900 3320 1 5,000 s 59378 (4) (a) (b)
Stone Crushing (10) 2150 (10) (10) (a) (b)
Stone Cutting Or Polishing (6) 3270 1 (8)
5,000 s 59482 (7)
59482
(a) (b) (d1) Stores – Food Or Drink – Not-For-
Profit-Only
(9) 4451 * s 18436
NOC
18436
(a) (b) (o) (p) Stores – Food Or Drink – Other Than
Not-For-Profit
(9) 4451 * s 18435
NOC
18435
CCIS-s.Doc CCIS 196 12/2003 (4) Refer to company
(5) Refer to theft guidelines (6) Use Code 6009.
For quarrying, use Code 6210.
For processing or manufacturing operations not part of a building, use Code 1190.
(7) The following shall be separately classified and rated: (59482)
• Quarrying
• Mining
• Stone cutting in quarries
• Gemstone cutting or polishing
Includes copyrighted material of Insurance Services Office, Inc., with its permission. Copyright, Insurance Services Office, Inc., 2001
FIRE CRIME CRIME AND
CONTENTS, FIRE GENERAL LIABILITY Description Class Code Class Code Rate Group Class Limit Premium Base Premises Code Products
Code Comments & Application Coding Stores – No Food Or Drink – Not-For-
Profit-Only
0567 4530 * s 18438
NOC
18438
(a) (b) (o) (p) Stores – No Food Or Drink – Other-
Than-Not-For-Profit
0567 4530 * s 18437
NOC
18437
(a) (b) (o) (p) Street Cleaning N/A N/A --- --- p+ 99303
(1)
Included Non-Admitted Only (a) (b) (d1)
Streets, Roads, Highways, Or Bridges – Existence And Maintenance Hazard Only
N/A N/A --- --- t+ 48727
(2) (4)
Included Non-Admitted Only (a) (b)
Street Or Road Construction Or Reconstruction
(3) (4)
2330 1 5,000 (4) (4) Non-Admitted Only (a) (b) (d1)
Street Or Road Paving Or Repaving, Surfacing Or Resurfacing Or Scraping
(3) (4)
2330 1 5,000 (4) (4) Non-Admitted Only (a) (b) (d1)
Supermarkets (4) 4451 (4) (4) (a) (b) (o) (p)
Surveyors – Land – Not Engaged In Actual Construction
(5) 5413 1 15,000 p+ 99471
(6)
Included
(a) (b)
Swimming Pools No No --- --- --- (8) No See Min Premium Note (a) (b)
Swimming Pool Servicing (5) 5617 2 5,000 p+ 99505 (9) (7)
Included (a) (b) (d1) Syrups Or Molasses – Refining,
Blending, Or Mfg.
2300 3110 1 5,000 s 59627 (4)
CCIS-s.Doc CCIS 198 12/2003
benches and decorations, public refuse receptacles, safety Zone stanchions, light and telephone poles, trees, water hydrants, alarm boxes
• The maintenance hazard includes operations such as:
Ditch cleaning, dragging, dust laying, dusting, erection or removal of snow fences, road markers, signs or guard rails, maintenance of guard rails and posts, oiling, patching, planting on right-of-way, removal of brush, repair or maintenance of culvert, road marking, snow removal, spraying and fumigating, spreading of gravel, street cleaning, street or road maintenance, street or road paving or repaving, surfacing or resurfacing or scraping, tarring or sanding, tree pruning, weed or grass cutting
The following shall be separately classified and rated:
• New construction
• Toll bridges
• Drawbridges
Basis of premium is each mile. (48727)
(3) Contractors storage, use Code 0567 and CPP PMA C. Equipment in the open, use Code 1190 and CPP PMA C. Office, use Code 0702 and CPP PMA C or O.
Vehicle storage or repair, refer to “Automobile” classifications. (4) Refer to company
(5) Contractors storage, use Code 0567 and CPP PMA C. Equipment in the open, use Code 1190 and CPP PMA C. Office, use Code 0702 and CPP PMA C or O.
Vehicle storage or repair, refer to “Automobile” classifications.
Draftsmen shall be separately classified and rated.
This is an N.P.D. classification. If the insured is also engaged in actual construction and is assigned, in addition to this classification, to any other contracting classification(s) to reflect the exposure of the insured’s construction operations, do not use Exclusion – Engineers, Architects Or Surveyors – Professional Liability Endorsement CG 22 43. Refer to Rule 28.E. under Division Six – General Liability of the CLM to exclude the insured’s professional services. (99471)
(7) Attach Exclusion Products/Completed Operations Hazard CG2104 (8) Acceptable but only when written in conjunction with other classes (i.e.
hotels, motels or apartments. Minimum premium per pool $1500, if this price cannot be done in the admitted rating, must write non-admitted only.
(9) This classification applies to risks engaged in routine maintenance of swimming pools, such as cleaning filters, vacuuming and maintaining proper pH level, but not involved in any major repair work. (99505)
Includes copyrighted material of Insurance Services Office, Inc., with its permission. Copyright, Insurance Services Office, Inc., 2001
FIRE CRIME CRIME AND
CONTENTS, FIRE GENERAL LIABILITY Description Class Code Class Code Rate Group Class Limit Premium Base Premises Code Products
Code Comments & Application Coding Tailor Merchants – Men Or Boys (1) 4480 * s 18506 18506 (a) (b)
Tailoring Or Dressmaking Establishments – Custom (1) 4480 3 15,000 s 18507 (2) 18507 (2) (a) (b)
Tanning – Animal Hides 3409 3160 2 15,000 s+ 59693 Included Non-Admitted Only (a) (b)
Taxidermists 0922 7110 2 5,000 s+ 49005 Included (a) (b)
Telecommunication Equipment Mfg. 6900 3347 3 25,000 s 59695 (9) (10) No (a) (b) Telecommunication Equipment Providers (7) (8) 5135 3 15,000 s 18575 (6) (8) 18575 (8) (a) (b) (d1) Telecommunication Service Providers (7)
(8) 5135 3 15,000 p+ 99600 (7) (8) Included (a) (b) Telegraph Companies (7) (8) 5135 2 (3) 15,000 p+ 99614 (5) (13) Included (a) (b)
CCIS-t-v.Doc CCIS 200 12/2003
Includes copyrighted material of Insurance Services Office, Inc., with its permission. Copyright, Insurance Services Office, Inc., 2001
(2) This classification includes tailoring, clothing alteration and repair work, pressing and spot cleaning of garment.
Laundry or dry cleaning stores shall be separately classified and rated. (18507)
(3) For Offices, refer to State Rates Section of CLM Division Five – Fire and Allied Lines for Fire and CPP.
(4) Office, use Code 0702 and CPP PMA O or S.
Vehicle storage or repair, refer to “Automobile” classifications.
Also refer to “Communication Equipment” for sales, storage or repair occupancies.
(5) Telephone and telegraph line construction shall be separately classified and rated.
For premium computation purposes include the payroll of outside salespersons, collectors, messengers and clerical. (99614)
(6) This classification applies to risks that sell, service, repair or lease telecommunication devices, apparatus and equipment of all kinds. It also applies to risks that provide consulting services for others in reference to their specific needs on telecommunication equipment. Coverage for liability because of errors or omissions arising out of the
insured’s evaluation, consultation or advice provided to others is excluded. Use Exclusion – Telecommunication Equipment Or Service Providers Errors And Omissions Endorsement CG 22 91. (18575)
and paging, Faxing, answering or ID (identifying caller’s name or number) services.
Operations also include the installation of any equipment on customers’ premises which is essential for the insured to transmit local or long- distance calls for such customers and necessary wire connections.
This classification applies to such risks whether or not the insured bills its customers directly or the billing is made by means of another telecommunication carrier.
Coverage for liability because of errors or omissions arising out of the insured’s evaluation, consultation or advice provided to others is excluded. Use Exclusion – Telecommunication Equipment Or Service Providers Errors And Omissions Endorsement CG 22 91.
Telecommunication line construction (conventional, cable, or optical wire) or construction of relay stations, including towers or disc antennae or cell sites of all kinds for wireless telecommunication services, shall be separately classified and rated. (99600)
(8) Refer to Company for quote.
(9) This classification applies to risks engaged in the manufacturing
of telecommunication products of all kinds including any telecommunication devices, equipment, accessories, apparatus and related parts.
This classification includes installation, service or repair of
telecommunication products sold to others by the insured. Leasing of such equipment either on a long term or short term basis is also included. (59695)