• No results found

Impact of Akhlaq Self-Regulation and Self-Regulated Learning on Performance in Islamic Education Course Among Premier Polytechnic Students

N/A
N/A
Protected

Academic year: 2021

Share "Impact of Akhlaq Self-Regulation and Self-Regulated Learning on Performance in Islamic Education Course Among Premier Polytechnic Students"

Copied!
30
0
0

Loading.... (view fulltext now)

Full text

(1)IMPACT OF AKHLAQ SELF-REGULATION AND SELF-REGULATED LEARNING ON PERFORMANCE IN ISLAMIC EDUCATION COURSE AMONG PREMIER POLYTECHNIC STUDENTS Khairunnisa A Shukor Kamarul Azmi Jasmi Ajmain@Jimain Safar Faculty of Islamic Civilization, Universiti Teknologi Malaysia, [email protected] Suggested Citation: A Shukor, K., Jasmi, K. A., & Safar, A. (2013). Impact of Akhlaq Self-Regulation and Self-Regulated Learning on Performance in Islamic Education Course Among Premier Polytechnic Students in Prosiding Seminar Pasca Siswazah Pertama, Fakulti Tamadun Islam (Proceedings of the First Postgraduate Seminar, Faculty of Islamic Civilization) at The Main Hall, Faculty of Islamic Cilization, Universiti Teknologi Malaysia on 26 June 2013, pp. 175-202. ISBN: 978-9670194-28-8. ABSTRACT The literature suggests that religion fosters self-regulation producing a person who possesses magnificent akhlaq. This study aims to identify the self-regulation aptitude in the context of behaviour (akhlaq self- regulation, AS) and academic (self-regulated learning SRL), and the relationship between these two constructs and academic performance in the Islamic Education course among premier polytechnic students in Malaysia. On the basis of a self-reported questionnaire, the data were obtained from 341 students studying Islamic Education course at the three premier polytechnics in Malaysia. The questionnaire consists of demographic information of the students, AS and SRL. Statistical Software for Social Sciences (SPSS) Version 19.0 was used to quantitatively analyse the students' responses to the constructs. The results of the research show that the levels of AS in personal, social dan religious affairs are high with the overall mean score of 3.89, 3.91 and 4.27 consecutively, while the levels of SRL in in terms of motivation is high with the overall mean score of 3.77 and learning strategies is average with the overall mean score of3.40. The level of academic performance in the Islamic Education course is shown to be at the average with the overall mean score of 2.62. The results show that AS in personal affairs, organization, time/ study environmental management have weak positive relationships with academic performance in the Islamic Education course (rsranged between .111 to .137), and control of learning belief and test anxiety have weak negative relationships with academic performance in the Islamic Education course (rsranged between -.110 to -.167). The findings demonstrate low to very strongly relationships between the constructs of AS and the constructs ofSRL (rsranged between -.110 to .841). Overall, students who observe the AS in personal affairs, have moderate control of learning belief and anxiety, academically organized and able to manage time and study environment are relatively able to perform higher than other students who don't. Even though the impact ofakhlaq and academic self-regulation on academic performance is shown to be low, the increase of students'AS leads to an increase ofSRL, thus it implies that the more students behave according to the akhlaq imposed in the Quran, the more students able to control the way they leam the Islamic Education course. The study concludes with a discussion of practical and theoretical implications of the findings along with suggestions for future research.. REFERENCES Ab. Halim Tamuri. (2000). A Study of the Students' Knowledge of Akhlaq in the Malaysian Secondary Schools: with Special Reference to the Islamic Education. Doctor Philosophy, University of Bir-mingham, West Midlands, UK Abdul Hafiz Mat Tuah, (2012)..

(2) Abu Bakar Nordin & Ikhsan Osman. (2008). Falsafah Pendidikan dan Kurikulum. Malaysia: Quantum Books Ahmad Firdaus Mohd Noor, Khairunnisa A Shukor & Nur Afifah Saharuddin. (2012). Kajian Rintis Terhadap Pencapaian Madamat Outcome-Based Education (OBE) Dan Strategi Pembelajaran Kendiri Pendidikan Islam. World Conference on Islamic Thought 11 12 September 2012 Alias Mat Saad, Nik Mohd. Rahimi Nik Yusofd & Ruhizan Mohammad Yassin. (2011). Kajian Kerelevanan Falsafah Pendidikan Kebangsaan dengan Kurikulum Pendidikan Islam Politeknik Kementerian Pengajian Tinggi Malaysia. Asian Journal of Teaching and Learning in Higher Education, 3(2), 60-70. Ananda Kumar, P. (2009). Penyelidikan dan SPSS (PASW). Petaling Jaya, Malaysia: Pearson Malaysia Sdn. Bhd. Azhar Ahmad. (2006). Strategi Pemhelajaran Pengaturan Kendiri Pendidikan Islam dan Penghayatan Akhlak Pelajar Sekolah Menengah. Ph.D. Thesis. Universiti Kebangsaan Malaysia Clark-Carter, D. (2010). Quantitative Psychological Research: The Complete Student's Companion. East Sussex: Psychology Press Cleary, T., Platten, P., & Nelson, A (2008). Effectiveness of the Self- Regulation Empowerment Program with Urban High School Students. Journal of Advanced Academics, 20, 70 — 107. M. Sayyid Muhammad Az-Za'balawi. (2007). Pendidikan Remaja: Antara Islam dan Ilmu Jiwa. Jakarta: Gema Insani Evans-Chase, M., Kim, M. & Zhou, H. (2008). Risk-Taking and Self- Regulation: A Systematic Review of The Analysis Of Delinquency Outcomes In The Juvenile Justice Intervention Literature 1996-2009. Criminal Justice and Behavior, 40(6), 608-628 Gay, L.R., Mills, G.E. & AirAsian, P. (2009). Educational Research: Competencies for Analysis and Application. (Ed.9). New Jersey: Pearson Educational International Green, J.A., Costa, L. & Dellinger, K (2011). Analysis of Self-regulated Learning Processing Using Statistical Models for Count Data. Metacognition Learning 6, 275-301 Kamarul Azmi Jasmi. (2010). Guru Cemerlang Pendidikan Islam di Sekolah Menengah di Malaysia: Satu Kajian Kes. Ph.D. Thesis. Universiti Kebangsaan Malaysia Khalim Zainal & Wan Zulkifli Wan Hassan. (2009). Pendekatan Islam dalam Menangani Masalah Disiplin Tegar dalam Kalangan Pelajar Sekolah: Satu Kajian Kes. Journal of Islamic and Arabic Education, 1 (2), 1-14 Mohamad Ziyad Mukhtar & Izuddin Muhammed. (2012). Penguasaan Asas Bahasa Arab dalam Kalangan Pelajar: Satu Kajian Kes. Persidangan Kebangsaan Pendidikan Islam. 3-6 Julai 2012. Hotel Royale Bintang, Negeri Sembilan Magar, E.C.E., Philips, L.H. & Hosie, J.A. (2008). Self-regulation and Risk Taking. Personality and Individual Differences, 45, 153-159 Marisa, T.C. (2012). The Importance of Self-regulation for College Student Learning. College Students Journal, 4(46) Mason, L.H., Harris, KR & Graham, S. (2011). Self-Regulated Strategy Development for Sudents with Writing Difficulties. Theory into Practice, 50(1), 20-27. Mohammad Abu Bakar Shis. (2010). Kajian Gejala SosialDi Kalangan Pelajar Institusi Pengajian Tinggi Yang Menetap Di Kolej Sembilan (K9), Kolej Sepuluh (K10), Dan Kolej Perdana (KP) Universiti Teknologi Malay-sia. Master Thesis. Universiti Teknologi Malaysia, Skudai, Malaysia Mohd. Yusuf Ahmad. (2004). Falsafah dan Sejarah Pendidikan Islam. Kuala Lumpur: Penerbit Universiti Malaya Nabilah Abdullah, Rohaya Abdul Wahab, Ghaziah Ghazali, Shireena Basree Abdul Rahman & Norshidah Nordin. (2010). Ciri-ciri Penyelidikan Kualitatif. Dalam Noraini Idris. Penyelidikan dalam Pendidikan. Kuala Lumpur: McGraw Hill Norhasilah Mat Nor, Aspaniza Hamzah and Nurul Farhana Junus. (2012). Faktor-faktor yang mempengaruhi gejala ponteng di kalangan pelajar Sekolah Menengah Kebangsaan Tainan Selesa Jaya 2, Skudai. Journal of Educational Psychology & Counseling, 5, 12-29 Norhayati Fatmi Talib, Banii Hidayat Mohd Shafie, Alias Mat Saad & Ab Halim Tamuri. (2012). Kecerdasan Emosi dan Sikap Pembelajaran Pelajar Terhadap Pencapaian Kursus Tamadun Islam di Politeknik Port Dickson, Negeri Sembilan. Journal of Islamic and Arabic Education, 4(2), 25-34 Ozolins, J.T. (2010). Popper's Third World: Moral habits, moral habitat and their Maintenance. Educational Philosophy and Theory, 42(7) Parrish, M. (2010). Social Work Perspective on Human Behaviour. England: Open University Press Piaw, C.Y. (2006). Buku 1: Kaedah Penyelidikan. Kuala Lumpur: McGraw Hill Pintrich, P. R, Smith, D., Garcia, T., & McKeachie, W. (1993). Predictive validity and reliability of the Motivated Strategies for Learning Questionnaire (MSLQ). Educational and Psychological Measurement, 53, 801-813. Rogers, M.A., Theule, J., Ryan, B.A, Adams, G.R. & Keating, L. (2009). Parental Involvement in Academic Achievement: Evidence for Mediating Process. Canadian Journal of School Psychology, 24 (34) Sabitha Marican. (2009). Penyelidikan Sains Sosial: Pendekatan Pragmatik. Kuala Lumpur: Edusystem Sdn. Bhd. Sagar, S. & Stoeber, J. (2009). Perfectionism, Fear of Failure, And Affective Responses To Success And Failure: The Central Role of Fear of Experiencing Shame And Embarrassment. Journal of Sport & Exercise Psychology, 31(5) Sidek Baba. (2010). 1 Malaysia: Pendidikan Asas.

(3) ;<=053>?@>0ABC0D>2EC@F4EGHC03;?I 0IJ>2EC@F4EGHC03EJ>CE04I;IG>?I =E4@?4<0I5E>;I>;2C0<;5>EJH503;?I 5?H42E0<?IG>=4E<;E4>=?CK3E5BI;5 23HJEI32 LMNOPQRSTUVMNWTQUTXTQY Z[\]^_``]a\bcbd[_ef^ Z\g\^_hbcig]bj\ag] ckg\]`lj]g\]`bd\m\^ 01234053. 6789

(4) 8 

(5)  898

(6) 9

(7) 7

(8) 9 8  9

(9) 8 98  8 

(10) 9  9 8 979889  8

(11) 97 967 9

(12) 9 9

(13) 9 8

(14) 9

(15) 78 8  8 

(16) 9

(17)

(18) 89 9

(19) 789

(20) 8

(21) 99 87!  9"7 98  8 

(22) #9$%&998 9"8  8 

(23) 89 8  #9%'(&#99

(24) 78 8 

(25) 7 98

(26) 889

(27) 7889

(28) 9

(29) 

(30) 998 98  89 

(31) 78)  9*

(32) 9 899 8 8 9 

(33) 87 9

(34) 8

(35)  9+  9,9

(36) 789 9998  8

(37) 898

(38)  8#9

(39) 789

(40)  8 89

(41)  89 9-./9

(42) 8

(43) 9

(44)  9)  9*

(45) 9 89

(46)

(47) 789

(48) 7 889 8 8 9 

(49) 87 9 9+  967898

(50)  89 

(51) 9 8 7 9  

(52) 99

(53) 789

(54) 8

(55) #9$%99%'(9%

(56) 

(57) 

(58)  9%

(59)  8  %  9% 889"%0%%&918  9/239989

(60) 9

(61)

(62) 

(63) !8   89

(64) 789

(65) 8

(66) 49 889

(67) 9

(68) 789

(69) 

(70) 96789 8

(71) 99

(72) 789 88 77

(73) 7

(74) 9

(75) 789 8!8 99$%9 98  #9  99 8  9 9 897 79

(76) 7

(77) 789!8 . 989 899-52#9-2/99.6798

(78) !8 #97 89

(79) 78. 8!8 99%'(9 9 9

(80) 8 99

(81) !

(82) 9 97 79

(83) 79

(84) 789!8 . 98  899-7799 8  9

(85) 

(86) 8 89 9!8 89

(87) 79

(88) 789!8 . 98  899-.396789 8!8 998 98  89 9

(89) 789)  9*

(90)   89 979

(91) 989

(92) 9

(93) 789!8 89

(94) 79

(95) 789!8 . 989 899686 6789 8

(96) 979

(97) 7

(98) 9$%9 98  9 #9  9

(99) #9

(100) 8:9

(101) .

(102) 012 34567879

(103) 794 36676 7 89 6 3 4  97459 9 9  9    5677 4 759676 7 8 7 4!549 79  67 "8759 546 #4649 8 $  9 % 5 %&'( 98 5945 5!  4979 $ 7 !6 98  6 9)7 *    9 7 4 759676 7 8 7 4!549 79  67 "8759 546 #4649 8 $  9+% 5+%,&'%  !79879 6 8 5964 5 5  4* 6459 * 4 759676 $  9  59646 5! -

(104) 98  59646 5!

(105) ./ #4649 8 $  9+% 5 %01'% 2 4( 68 96 5 5$6 4  -

(106) 79 4659 !!746(  58 4 5945 5!  4979 $ 7 !6 98 9)7 *( 8 7* 54 97 8 98 $ 5 9. 7 98 68* 97459 9 4 4 7 * $ 5 4!54 7  4 9 5 4 68 96 5 8593% " 9 5   7  5! 4 98 8 7 6 !+4 759 59 8 7 4!549 76 659 5 $ 5(  794 6 5! 68 963 -

(107)  86 5 9 794 6 5!

(108) ./( 6 7 7 7 6   54 68 96 $  54879 5  4 7 56 8 79  549(  54 68 96 $ 5 5945  *  *  49  67 "8759 546 %  68* 598 6 7  87666759 5! 47 98  54 7 7 77596 5!  !79879 6 59 7 6. 67596 !54 !4 4 6 4% 6789:;<=> -4 6 !+4 759( 6 !+4  8  4979 ( 8 7 4!549 ( 67 "8759( 4 7 4 5* 976. ?@ABCDEFA?C@. GHIJKLMKINMJLOJIPQKRSTLMJTMJUVWRXJTVJSLJTMKQWKRSIJRYHWRZJVIWO[ NI\QWRSTLMJRXLM\J]QVWTXV^JHIMKIJTSJVIIYVJSLJ_NLPQKIJNIXRNYR`WI ]QVWTXVJKLXXQMTSabJUMJSHIJIOOLNSJLOJOQWOTWWTM\JSHIJIPQKRSTLM _NL_HIKaJTMJUVWRXcJRWT\MJdTSHJSHIJ_HTWLVL_HaJLOJIPQKRSTLMcJSHI ]TMTVSNaJLOJePQKRSTLMJHRVJPIVT\MIPJKLQ_WIJLOJVQ`fIKSVJSLJ_NLXLSI \LLPJRYHWRZJRMPJXLNRWTSaJRXLM\JVSQPIMSVcJdHTKHJRNIJUVWRXTKJgSQPTIV RMP]LNRWJgSQPTIVbJUVWRXTKJgSQPTIVJhiIMPTPTYRMJUVWRXjJdRVJTMSNLPQKIP RVJRJVQ`fIKSJSLJV_NIRPJYMLdWIP\IcJVYTWWVJRMPJSLJTMSINMRWTkIJUVWRXTK lRWQIVJ`RVIPJLMJSHIJmQNRMJRMPJgQMRHJdTSHJSHIJ_QN_LVIJSLJXLQWP `IHRlTLQNcJR_STSQPIcJ_INVLMRWTSaJRMPJlTIdJLOJWTOIJRVJRJlTKI\INIMSJLO nWWRHJgbobGbcJSHQVJHRlTM\JSHIJNIV_LMVT`TWTSaJSLJPIlIWL_JSHIJVIWOc VLKTISacJIMlTNLMXIMSJRMPJSHIJVSRSIJSLdRNPVJRKHTIlTM\J_NLV_INTSaJTM SHIJdLNWPJRMPJSHIJHINIROSINJh]TMTVSNaJLOJePQKRSTLMcJpqqpjb. UOJUVWRXT SHINIOLNIJRJV _NTXRNaJIPQ _WQVJRMLSHIN `IJIMLQ\HJSL _LNSNRaTM\J hpqqtjJOLQMP TSJ_NLXLSIVJH RKHTIlIXIMS SHIJOTNVSJSLJK _NRKSTKIJRMP XLNRWJTX_IS nKKLNPT SHIJROOIKSTlIJ LMIVIWOJdHTW dLNYTM\JSLd zaSHIJPIOTM VHLQWPJ`IJR` \LRWLOJRKRP `IHRlTLQNJHI RKRPIXTKRWWa `IWTIlIJSHRSJR RKRPIXTKJRK oHIMJUVWRX PIIPVcJTSJTX_ XLNRWWaJ`IH gbobGbJTMJSH. ]IRMTM nMPJTSVJ SHRSJ_QN. USJTVJXIMSTL SIKHMTKRWRMP.

(109) 87 5 85'7( 887 .  6789. .5% 7989. 355 87 5 6536 65 839 839 869 9765 6 6536. 45=D3B=E5A4B:F 64594C=9D=KB4 >3454;<6=>?78 ;<6=>?78N5>34 >A5>75J97C7>4 @AB=C?65R><;?4A O=A5?8>97;<64; 98=B?V45@AB=C?6 J7A45>75C7<B; 5W?64G4948>57: W4B7J5>345A4B:N 5J97AJ49?>L5?8 \\[UM. 23456789 8

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`=C?;5=BFa3=V=B?5O=A >345:?9A>5>7567CK?845A4B:F;?A6?JB?845O?>35>3457KA49W=>?7857:594B?G?7<A J9=6>?645=8;54]J4;?>45>345J9=6>?6457:5@AB=C?65B=O5=A5=594A<B>57: C79=B5?CJ4><A5SH77A=5=8;5H?=8N5[\b[UM Y6679;?8G5>75>345>3479L57:5A4B:F94G<B=>?78N5J47JB45?8W7BW45?8 >345=::46>?W45=8;5K43=W?7<9=B5J9764AA5>75C=?8>=?85=5J7A?>?W45A48A457: 784A4B:5O3?B45K43=W?8G5?85=5A76?4>L5?85=JJ97J9?=>45C=8849A5=8; O79D?8G5>7O=9;A5>345=>>=?8C48>57:5784cA5G7=B5SdLA49C=8N5[\\eUM fL>345;4:?8?>?78N5?85>345678>4]>57:5A><;48>AN5=5A4B:F94G<B=>4;5J49A78 A37<B;5K45=KB45>75J79>9=L5J7A?>?W45K43=W?7<95=A5O4BB5=A5=>>=?85>34 G7=B7:5=6=;4C?65J49:79C=864M5@>5=BA75A37OA5>3=>5A4B:F94G<B=>4; K43=W?7<9534BJA5A><;48>A5>75A4B:F94G<B=>45B4=98?8G5>75J49:79C53?G349 =6=;4C?6=BBLM5YQC=?8gh?C=?85R=:=95=8;5YKM5`=B?C52=C<9?5S[\b[U K4B?4W45>3=>5=854]64BB48>5A><;48>5?A5=5J49A785O375;4C78A>9=>4A54]64BB48> =6=;4C?65=63?4W4C48>5=A5O4BB5=A5948;49?8G5K4=<>?:<B5K43=W?7<9M Z3485@AB=C5=6648><=>4A5>345=667<8>=K?B?>L57:53<C=85785>34?9 ;44;AN5?>5?CJB?4A5>3456=J=6?>L57:53<C=85C?8;5=8;5A7<B5?85J97Q46>?8G C79=BBL5K43=W?7<95=8;5>3?8D?8GN5=8;5>3?A5?A5C48>?784;5KL5YBB=3 RMZM2M5?85>345X<9=85SYBFR3=CAN5_bi5eFb\Ui H4=8?8Gi5jfL5>345R7<BN5=8;5>345J97J79>?785=8;579;495G?W485>75?>I Y8;5?>A548B?G3>48C48>5=A5>75?>A5O978G5=8;5?>A59?G3>I529<BL5345A<6644;A >3=>5J<9?:?4A5?>N5Y8;5345:=?BA5>3=>56799<J>A5?>kl. @>5?A5C48>?784;5?85>345248>35H=B=LA?=85TB=85S[\\bbF[\bmU5>3=> >4638?6=B=8;5W76=>?78=B54;<6=>?785694=>4A5=5J=>3O=L5:795>345A><;48>Ac.

(111) 012 34567879

(112) 794 36676 7 89 6 3 4 . !"#$%&'$!()$&(*+,"*-,&.(-,/*&+&($!,&*,0 &,&.,"'&'-,/-*/%&,*" %$- -,*//*-&'+(&(,12$&(*+$!,3(4.-,56'%$&(*+,7%&(*+,8!$+ 9::;#9:<:=,9::;>?,7/$-&,"-*0,&.,*@A%&(B,*",&.(,/!$+,(,&*,0$C /*!D&%.+(%,$,!$6(+4,(+&(&'&(*+,*",E%.+(%$!,$+6,F*%$&(*+$! 56'%$&(*+,$+6,E-$(+(+4,1EF5E>=,@D,@'(!6(+4,$+,(+&-+$&(*+$! -/'&$&(*+,$+6,@(+4,*'&&$+6(+4,+$&(*+$!,.(4.-,(+&(&'&(*+,(+ EF5E,1G$.'!,3$0(6,7@6'!,H$.$@,&,$!?=,9:<:>?,E.,&-$&4(% /!$++(+4,*",&.,.(4.-,6'%$&(*+,%&*-,$(0,&*,/-*6'%,(+6(B(6'$! I.*,$-,C+*I!64$@!=,C(!"'!=,%-$&(B=,(++*B$&(B=,%*0/&+%= /-*6'%&(B=,/*(+4,-*@'&,(6+&(&D,$+6,0*-$!!D,'/-(4.&,(+,&. ""*-&,*",/-*6'%(+4,&.,"(-&,%!$,0(+6,%(&()+=,&.*,I.*,$&.(+C-=,+&.'($&(%,!$6-=,(+&!!%&'$!,I.*,$-,%*00(&&6= %*+"(6+%,$+6,I(!!(+4,&*,&$C,-(C=,I.(%.,$!*,'//*-&,&.,8*!D&%.+(% E-$+"*-0$&(*+,8!$+,1J$@$&$+,8+4$A($+,8*!(&C+(C=,K 0 +&-($+ 8+4$A($+,E(+44(,L$!$D($=,9::M>? H.+,&.,0$A*-,%*+%-+,*",6'%$&(*+,(,&*,/-*6'%,C+*I!64$@! $+6,0*-$!!D,'/-(4.&,%(&()+=,@,/*6,*",.$-0*+(*',%.$-$%&-= 1I.(%.,N!$0,-4$-6,$,$C.!$O>,1L**$,$+6,L($+=,9:<9>=,(&,(,$ 6(- + 6,"*-,&.,6'%$&(*+,&*,%*0 ,*'&,I(&.,0 %.$+(0,(+ /-*6'%(+4,I!!#@$!$+%6,L$!$D($+,%(&()+,(+,&-0,*",C+*I!64 $+6,$C.!$O?,7,-(,*",N!$0(%,"*-0$!,6'%$&(*+=,&.-*'4.*'&,&. /-(0$-D,$+6,%*+6$-D,%.**!=,-B,$,$,/!$&"*-0,&*,(+%'!%$& $C.!$O,$+6,6B!*/,$%$60(%,!"#-4'!$&(*+? 3*IB-=,L'!(0,$-,%*+60+6,@D,$!!,/$-&(=,/%($!!D &.,H &-+,0 6($?,7%%*-6(+4,&*,L*.6?,P0$-,2$(-,19::Q>= L'!(0,$-,@-$+66,$,&.,(%C,0$+,*",&.,I*-!6,@D,&.,H &-+ 0 6($=,'%.,$,$44-(B=,'+%(B(!()6=,!$)D=,$+6,-'6?,R'-&.-0*-= !**C(+4,$&,&.,/(!(+4,'/,A'B+(!,6!(+O'+%D,(+,L$!$D($=,E$+,G-( N0$(!,P0$-,17(&$+&,S*00((*+-,*",8*!(%,T /$-&0 +&>,.$ '-46,$!!,/$-&(,&*,%$--D,*'&,$%$60(%,-$-%.,&*,(+B&(4$&,&. %$',&*,&.(,/-*@!0,$+6,&.,*!'&(*+,&*,-6'%,&.,/-*@!0 1U-(&$,3$-($+=,J'+,9M=,9:<:>?,E.-"*-=,$%$60(%,-$-%. .*'!6,@,%*+6'%&6,&*,"'-&.-,(+B&(4$&,&*,"(+6,&.,*!'&(*+,&* &.(,(+&+("D(+4,/-*@!0?. VWXYZ[\. G&'6+&,/$D b$0(+$&(*+ !(",1L*.6?, P&.0$+=,9: $+6,&.D,$&.(-,!(B?,5 /-'-,1i* b$0,(+&$6 &$%.-,+*I %.**!,-$+C( $%%*'+&$@(!(& 9::Me,U-4=, L*-*B 17@',U$C$-,2 @,$!(+,&*,&. &.,'+/!$++ %*+"(+6,&*,& &(0 ,I(&.=, b/%&$&(*+ 9::g>?,8$-+ $I.+,&. 6B!*/,&., 8$--(.,19:: !$-+(+4=, &-0 +6*' @%*0 ,! E.-"*-=,% &-"'!,b/ &.,$0 ,(+ C(//(+4,%. G%.**!, *",0*-$!,.$@.

(113) ')%*'#,*)%#& %3!#$%4$ $%!,%#%+?) 2%B#!#$ %!$)'$!#$ !$,!!#$%!$ %A()%,')0! )%!$2!>!2, 8%#+*))$)8 *'!0(%!$%() (#,)%E(#%') )%#++!)28 ()%4#@)($! 8%G)+)$)'!$ %?$#E)20)<) !#,%(')'8 %5675:8%!%!,% )($!,+,%!$ %#&%?$#E)20) '#0(#%() %#%!$) !),8%),*)!@ .,!'%-566L:8 @%()%D),)'$ ;%M'()'+#')8 @,!8%A$%C'! *'+)$:%(, !$>),!0)%() %()%*'#<)+ !%'),)'(), )%,#!#$,%#. 3456789 9

(114) 69 68 969 6896. RSTUVWXYZ[\[WXW][. 012. C2)$,%*@%##%+(%)$!#$%#%+)+#'!,)%()%,<=)%&#'%() )^+!$!#$8%'()'%#%**')!)%$2%*'!)%()%>),%!$%2!@ !&)%-J#(2;%_,&%3(+28%566`a%3<%P?'%.#'2!$%b%H?(,$ K(+$8%566c:;%A()%,2)$,%!2)$!&@%)2!#$%,%##%2)+! $2%()@%')%$<)%#%*)')!>)%!,%'))>$@%!$%!>!$0%>),%!$ ()!'%!>),;%1>)$%*)#*)%'#$2%()+8%,(%,%&()'d,%2)+! *'),,')%-e#0)',%)%8%566Q:8%)+*(,!")%#$%()%$))2,%#%*,,%() )^+%!$,)2%#&%<)#+!$0%%,2)$%E!(%0##2%?(I;%J#')#>)'8 )()',%$#E2@,%')%&!$0%2)+!%#$<!!@8%&#'%)^+*) ,(##%'$?!$08%$2%()@%')%$<)%#%<$)%<)E))$%2)+! #$<!!@%$2%(')'%2)>)#*+)$%+#$0%,2)$,%-P'!+!8 566Qa%P)'08%566c:; J#')#>)'8%()%,'')%#&%()%''!+%,#%!,%>)'@%E)? -3<%P?'%.#'2!$%b%H?(,$%K(+$8%566c:;%12!#$%,))+,%# <)%!)$%#%()%,2)$,%$2%+#,%#&%()%!+),8%,2)$,%)'$%&'#+ ()%$*$$)2%)$>!'#$+)$8%$#%&'#+%()%,<=)%!,)&;%A()@%') #$&!$)2%#%()%$#'+,%#&%()!'%*))',8%E(#+%()@%,*)$2%+#,%#&%() !+)%E!(8%$2%#%,#+)%)^)$8%()@%')%!$,,)*!<)%#%() )^*)!#$,%#&%()!'%*')$,%!$%2)+!%(!)>)+)$%-P)'08 566c:;%4')$,d%2)+!%*'),,')%+?),%()%,!!#$%)>)$%E#',) ,E()$%()%(!2')$%')%$<)%#%+))%()%)^*)!#$8%()@ 2)>)#*%()%&))!$0%#&%,(+)%$2%0!%-C0'%$2%C#)<)'8%566Q:; 4''!,(%-566Q:%&#$2%(%,2)$,%E(#%(>)%()%*,)%&))!$0%!$ )'$!$08%,))+,%#%'))%)^*)!#$,%#%&!8%)>)$%!&%()@%,*)$2 ')+)$2#,%)&&#'8%()@%E!%E@,%&!%#%*)'&#'+;%A()@%E! <)#+)%),,%+#!>)2%)>)'@%!+)%()@%&!%-C!2)'!2!,8%566Q:; A()')&#')8%(!2')$%')%,'00!$0%#%'$%E@%&'#+%()!'%*')$ ,'),,&%)^*)!#$,%$2%*')&)'%()!'%&'!)$2,8%*)',#$,%E(#%,(') ()%,+)%!$)'),%$2%#*!$!#$a%*)'(*,%()%+=#'%!$&)$)%&#' ,?!**!$0%,(##%-.#'(,!(%J%.#'%)%;8%5675:; C(##%,)'>),%,%()%,)#$2%+=#'%+#'%(<!%!$%()%!$!#$ #&%+#'%(<!,%-K"#!$,8%5676:8%<),)%()@%')%<)%#%')!+<',).

(115) 012 34567879

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c"!('*.# BeK$dJ%,$# )(.+,-() Be<$dJ%,$# 5',)$" -5$9 Bef$dJ%,$# *"('-$*.!) Beg$d$J%,$+ 9!,',!$9#0 '-/!"('Beh$d$J%, !,5.#"(,+$#,".

(117)  $!(+#,./!((",$!( $!(&,#)0 )"('#()&( +#)("('#()&( +0'(%)' (% (2(%()$ <#)(%%-=&! (:(&#%( 6B8.%$*'()$ $(%(:&(()$ %$!("##$,$ $('()#)0 )&(%/()'()00#)0 %&!%+#$ $!(%&!$ #)222#$( *%$"("($ $!($(&! 356678+*)' 0#)%$*&$#)% $!)%$*'()$% 'G($#&D'*&$#) / &'(#& %$*',0*2 )0$2(+ $('()#)0 &!&$(#%$#&% (%$*',($('. 23456789 8

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` ;aC`M!((1(+9!L%(+K(0*$#))02(#(2,$(&!)#& %$*'()$% ;a5`M!((1(+$!(*$##<$#)+%(+K(0*$('()#)0%$$(K 0#(%)02(#(2,$(&!)#&%$*'()$% ;ab`M!((1(+$!(&'(#&2(+)&(+$!(H%#&D'*K &$#)&*%()02(#(2,$(&!)#&%$*'()$% ;ac`M!('#++(()&(%#)$!((1(+9!L%(+K(0*$#))0 2(#(2,$(&!)#&%$*'()$%"%(')$!(%$*'()$%E'(02!#& #)+$#) ;ad`M!('#++(()&(%#) $!((1(+$!(*$##<$#) +%(+K (0*$('()#)0%$$(0#(%)02(#(2,$(&!)#&%$*'()$%.

(119) 012 34567879

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`/'($'("$/+!$&#$%a"0'/8"!$!''"#$/&$'(" .(/7%!%.(;$%1$9!7+/0$!')#/"!\$'("$,"&"-7$'("%-;$%1$!"71@-",)7'/%& /&$9!7+$&#$_"71@-",)7'"#$b"-&/&,$6("%-;\$!')#"&'!$!"71@-",)7'" '("/-$"(8/%)-$00%-#/&,$'%$'("$.-/&0/.7"!$%1$>(7?$"#)0'/%&\ '()!$.-%+%'"!$!"71@-",)7'"#$7"-&/&,$!$&$"11%-'$'%$0(/"8"$(/,("0#"+/0$."-1%-+ &0"$/&$'("$9!7+/0$:#)0'/%&$0%)-!"W$6("$+"'(%#! %1$#'$&7;!/!$=(/0($-"$+"&$-&>/&,$&#$0%--"7'/%&7$&7;!/! -"$!(%=&$/&$U/,)-"$VWXW. EHGHOEK. f?)&'/'' "Y+/&"$'(" 7"-&/&,$%&$ 0%+.7"'"#$!) !"71@-",)7'/% 7"-&/&,$'(" 6("$,%7$%1 + !'"-;$/&$# -"$/&$'("$# !"+"!'"-$%1$ '("$9!7+/0$: + >/&,$?)& -"7/"!$%&$'("$.

(121) 3456789 9

(122) 69 68 969 6896. 012. %(+"#2*,10%) *71*#$.(+"# 1($1)1$#0%) %#'/.,6+#)"(%) *#,&;'#54,1+#$ +"#2*,10%) $+"#4+%,%:1+%.( 4)1+%.().4'*#. =L. 7#+9##(+9. 1($,#1'(%(5UV %)3$4)1+%.( 4'#*".9*+"1+ )*.4')#*W+"# *+1+#$%(+"# *#,&;'#54,1+%.( +**#,&;'#54,1+# ,1T#$4)1+%.(V 1)"%#-#"%5"#' O!"#0#+".$* +%.(1,1(1,6*%*. M%54'#NOP#*#1')"].()#/+41,M'10#9.'S. =@?@G=C^BA@?_`D. aT41(+%+1+%-#04,+%/,#;)1*#**+4$60#+".$.,.5691*4*#$+. #Q10%(#+"#%0/1)+.&1S",1T*#,&;'#54,1+%.(1($*#,&;'#54,1+#$ ,#1'(%(5.(/#'&.'01()#%(+"#2*,10%)3$4)1+%.().4'*#OY#,&; ).0/,#+#$*4'-#691*4*#$+.4($#'*+1($+"#'#*/.($#(+*b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cPNPU.

(123) 012 34567879

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`ab]. =1#/4#$#6+,-./-%/:'#9,#'/:-$>+#61.,6/4+)3#.+4/,4/9*3#/0#6*)4#/,. (#.#'*$/+1#>/1*2#/'#*61#3/+1#/*(#/*0-2#/c/>#*'4/-$3/*.3/*$'#*3> *0$#/+-/#2*$)*+#/*.3/#R:'#44/+1#,'/#9-+,-./*.3/:#'6#:+,-./,./5-'34 d';Q;/"*>>,3/Q)1*99*3/DP&K*e0*$*5,7/<NNf!7/51,61/1*4/0#6-9# *./,9:-'+*.+/*4:#6+/-%/+1,4/4+)3>;/A./*33,+,-.7/+1#4#/4+)3#.+4/*$41*2#/0##./#R:-4#3/+-/+1#/4)0g#6+/B#.3,3,@*./A4$*9/%-'/h/>#*'4/*+ :',9*'>/461--$/$#2#$/JG"i!/*.3/*.-+1#'/j/>#*'4/*+/4#6-.3*'>. 461--$/$#2#$/J -%4#$%&'#()$ #R:#',#.6#;/ +1#/%,.*$/%-'9 -+1#'/1,(1#' +1#/4+)3#.+4/ +1#/4)0g#6+/9 2#'4#4/%'-9/+ D4*66k3)6*+,-.6 ,./Q*$*>4,*; *,94/*.3/-0 $#*'.,.(/-) Blm!;/A+/# +#*61,.(4/,. 4@,$$4/:#'+*,. 2#'4#4/*.3/:# J)',@)$)9/ 6-.+,.)-)4/* 6-)'4#7/*.3/ 4+',2#/+-/,9: ,./*./*6*3#9 9*'@4/0>/0# 3#9-.4+'*+,. %'#8)#.6>/-% *'#/4*+,4%,#3/ +1#/('*3#; =1#/+-+ ?hc/</4#9 *.3/k.(,.## 1*2#/6-9:$# 4#9#4+#'7/*.3 +1#"6,#.6#7/.

(125) $!%&%$! '!()$/"),# %%!&1 $")$&%".&5 $-'"&,%%!&1 )$!$&%$70,)* =,),$>!)!1 $"&/@*$(,'"'@*. !()$0,4/' ()'$)!.$'# C)!&/$D!&%! &$=!'/&*$GHKH9 #*$GHKGM1$; $!%#$!4,!" GHHI9$;%!%#! $!%#$N0!&%$! 4#!)$"$!1* %&('*$C!/! 3*$,$/"&'&" '!()$"&' 3$"$!1*$GHHIM1. #$4(!'$&% #$!%#$!!#3 "&,%$&%$5,#' &()$)!'$4(,/ $'"#%"'$!', $+,$U$3!'$!" $!"$'(,%#!3. 3456789 9

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

(127) 012 34567879

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`NOaNObI. [&&,&,+0!-0B,!(!1##-!+"",#%!'3&!&'!'1&,-!&(#!$"#D3#-+B!-% &(#5#"+#-&/#!'$!&3%#-&c!%#4'/"5(,+!,-$'"4&,'-?!S!&(#!&3%#-& (2#5"&,+,5&#%!,-!&(,!&3%B9!&(#"#$'"#!&(#"#!,!!-##%!&'!3-%#"&-% &(#!1+T/"'3-%!'$!&(#!&3%#-&9!&(39!,&!(#05!&'!$+,0,&&#!&(# -0B,!'$!&(#!&3%B!,-!'1&,-,-/!1#&&#"!3-%#"&-%,-/!'$!&(#!"#30& $"'4!%,$$#"#-&!%,4#-,'-!'$!&3%#-&c!5"'$,0#?!Y(#!$'00'8,-/!Y10# F?;!%#4'-&"&#!&(#!%#4'/"5(,+!1+T/"'3-%!'$!&(#!&3%#-&? Y(#YSd\X!F?;!%#4'-&"&#!&(#!"#5'-%#-&c!%#4'U /"5(,+!,-$'"4&,'-?!e$!&(#!>EF!&3%#-&9!FE>!&3%#-&!6E:?;f= $"'4!7"#4,#"!7'0B&#+(-,+!S!(2#!5"&,+,5&#%!,-!&(#!&3%B9 8(#"#!__!&3%#-&!6:_?;f=!$"'4!7"#4,#"!7'0B&#+(-,+!S!-%!-U '&(#"!__!&3%#-&!6:_?;f=!$"'4!7"#4,#"!7'0B&#+(-,+!d!(2#!0' 5"&,+,5&#%!,-!&(,!&3%B?!Y(#!&10#!('8!&(&!4*'",&B!'$!&(#"#U. 5'-%#-&!'$ S?!Y(,!,!1# 7'0B&#+(-,+! &(-!7"#4,# &3%#-&=!#-/,-##",-/!. Y. klmnopqrstquv ypsxpwu. zn{puvl|v}pql }qrllmuvoops. €uot~otlsvl| ƒsqlp.

(129) $!")/)*,#% :6;87#0"*# %")#).0#" -)"*"1))*, >?<. 2$*"*#6 "1$,2%)( 6 6-!B (#)$*($0< ".E/))*, (#)$*$!-!B 5/)" )3+HIJ:. !@0*(E*" F#%#0"*# #$0*"#*" !()-)###% ,$!#%0-# --$5)*,L.#0"*#< "*#K"1$B "*#3>7<8O: )*#%#0"E6 *)(F*"*B )(M%/-$ )#E$!#% B. 3456789 9

(130) 69 68 969 6896. 012. 2$*"*#$!#%)#0"E)*/$-/"#0"*#!$141)4$-E#(%*)( F<L%)).(06#%2$20-#)$*$!#%2$*"*#!$141) 4$-E#(%*)(F($0*###%%),%#65)#%QP8#0"*#6%),% #%*41)4$-E#(%*)(M35)#%2$20-#)$*$!7PP*,)* )*, #0"*#:*"41)4$-E#(%*)(R35)#%2$20-#)$*$!>SP *,)* )*,#0"*#:< L.-?<8T2$*"*#KU 1$,2%)(M(A,$0*". VWXYZ[\]^_`abcdY[X\e_Yc ghijklmnopmqrloshiilt gsluplsrghijklmnopmrv gsluplsrghijklmnopmr} gsluplsrghijklmnopmr €‚ƒ„ Šlotlsq ‹Œil luŒil €‚ƒ„ ‘j’lqrh“r”lmhotŒsj ”lmhotŒsjr”mnhhi•r–ŒkphoŒir”lm— ”mnhhiqrvkklotlt hotŒsjr”mnhhiq ‘lmnopmŒir”lmhotŒsjr”mnhhiq ™qiŒupmr”lmhotŒsjr”mnhhi•r–Œ— kphoŒir™qiŒupmr”lmhotŒsjr”mnhhiq }hŒstpošr”mnhhi•r‹v›vrœophs ”mplomlrhiilšlq žknlsr”mnhhiq €‚ƒ„  qkpuŒkphorh“rgŒslokq¡ ŸlqqrknŒor›‹wr||| ™omhul ‹hslrknŒor›‹wr||| €‚ƒ„. f wxy ~~ ~~ †‡ zy w|Ž †‡ w~ wzz ˜ w˜ | †‡ w|z zy~ †‡. 3O: xz{| z~{| z~{| ‡ˆˆ‰ˆ Ž{~ yw{w ‡ˆˆ‰ˆ ˜{z y{ z{| {| |{| ‡ˆˆ‰ˆ z~{~ ˜|{w ‡ˆˆ‰ˆ.

(131) 011 234567689

(132) 683 25565 6  78 5 2

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pqrstuvwx Z[\]^_`abcd]. [mlnilbajdm. €‚ƒ„ †‚‡ˆ. ^j][ml_ija`] ^j]Zidca`]nna ^j]Žm`ccig_] sv‘. !(, 0C!'  #*#$C+(+!#$+. '(&Y! #*)!(+!(,1.

(134) "#!$%&'&#!(%) ;<=!$ !"5 )! #")!$ %4&++$(' )%-4(%)A!$B !A!%%(44 366)%-4(%) ")5C)%-4(%) !%&,(!"D)"! &' (44.,!$4&(* ,+%#!$%&'&K ")"&)%4&(% =!A#!$(%)  !&(&(*3?6 !(FE3??? HOED)"! &' $!4@53?? )86/2<=!A .%!&(4Q$!4 -4(%)87/9<= 4.BU(&%,+ (,%&(A,"A!% "! &'H%-4&)/ ",+6 6)"+K *)%$!%*&)&( )1/?!(42/? %6 6!$ #,"B%'(&') &(%$(!"&T4&( 6 6&))"+K <=>$%. 3456789 9

(135) 69 68 969 6896. 012. #$'(%!*&) $"B',(%$&.-%4.B%6 6)"+K$*-"!%&,(&( #$),(!"!++!&$)/ !."6/?F)#,(4(%)N@'!4 &'!(4I,K'-$$&'-"!$O$+,$ !('. X p qrs w sxx z { } q ~€‚ ƒ„ ]onˆkndclfo_el_zk‰finnefibcn_pfjeŠejeoa ‹kj_pfjeŠo q{t pfjeŠo rt onŽ_pfjeŠo sy ~€‚ ƒ„ . ‘’“”•–—˜™š›“‘€–š \]^_`abcdef_ghifcjekl_mncho. YZ[ tuvu qyvr qv| xvt ††‡† {rvy sxvŒ Œvt ††‡†. !."1/?WA",+

(136) 6H"+K$*-"!%&,(. œžŸ ¡¢ž£¤¥¦ž§Ÿ¤¨©ª«¬­® X‡˜›˜™€‘¼ ~•˜¯°‚˜›˜™š€“š‚–±€–š˜YZ[ ²–’• ³°“’ ¯´ `l_]onaklcb_pˆˆcena st syvqr ssvŒ| svyq s{ r|vtq uvty xvxx `l_\kfecb_pˆˆcena `l_µobe¶ekia_pˆˆcena s{ rxvuu rv{Œ xvxx ~€‚ ·¸ ¹„‡º¸ ¸ƒ‡†¹ ‡»¸. &*"A",+6 6)"+K$*-"!%&,(&) ,)%"B',(%$&.-%4 .B%6 6)"+K$*-"!%&,(&(),'&!"!(4$"&*&,-)!++!&$)/ !(!"B)&)!"),),>)%!%%%(4('B,+%)%-4(%)%,$*-"!% %&$6 6&(%$ ),+),'&!"&(%$!'%&,()!(4$"&*&,-)#$+,$ K !('&)&*/.

(137) 012 34567879

(138) 794 36676 7 89 6 3 4 . !"#$%&'$(#$)#*#"$+,$-./#01.$2#",34#56"71+8. !<$7(#$976/# +,$671"1J71+ 7(+65($7(#$ P4581J71+8 (15($"#*#"$+, (#"=9$7(#$976 .+649#&. !. Z[\]. ^_`abcde`a oepndhmfqarf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

(139) $. !3'2#!"4!"#$ '7#6!03$"0& '#$6''1? =>.'B#?4C &%'!'!3'#? !'"&'26 '2#!"4!"#$'"& %'F1#2 $0. '$%'#?'4 2"0',%0!"#$ $"$'&!!"& !&'#1'72" "0',%0!"#$ 3"36'!""D%. 23456789 8

(140) 58 579858 5785. 010. 56'!3'&!%$!&'8@9.@A=>.'I#$'#1'!3'&!!"&'&3#?&''#?'4 #1'!""D!"#$'"$'$"$'!3'H&2"0',%0!"#$'0#&.',4$ !3#3'!3'!""D!"#$'#1'!3'$"$'&!!"&'"&'!'!3'4C J$"D!"#$'0#$!"5!&'!3'3"3&!'70$!'89.</=>'1#'!3 3"3'4'#1'$"$'&!!"&'!""D!"#$.'H!'&3#?&'!3!'#$"D"$ 37&'!3'&!%$!&'"$'!3'7#0&&'#1'$"$'!3'H&2"0',%0!"#$ 0#&. (5'A./'(3'K%'#1'!3'H&2"0',%0!"#$'L#&. [\Y]^Y_`abc_d eY\`Y_XcfYbghijYc_ kl m n o pqrstuvwrsxyszqrs{|}v~€ „„ ŠŠ Œ „ˆ‡„  ˆ w‚€vzxƒsox‚u|r ‰‡‡ˆ‡† ‰„Šˆ‹† † ‰ŽˆŽ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

(141) 012 34567879

(142) 794 36676 7 89 6 3 4 . !"#$%&'$(#$)#"*+,-.(+/$!#*0##-$123#4+2$5#"67)#89"*+,-$-3$127 3#4+2$:#;6,;4 -2#$+-$*(#$<."4+2$=392*+,-$>,9;.#. \]^_`ab]cd`efgea^h]`cbhcij`cklm^ab] n_o]^ibghcpgoel` qr sbtucd vwxyz{ckhi`eh^mb|^ibghcbhcd`elgh^mc\ff^bel €}~u }‚u vwxyz{ckhi`eh^mb|^ibghcbhcsg]b^mc\ff^bel ƒ„u ~ u vwxyz{ckhi`eh^mb|^ibghcbhc†`mbtbgolc\ff^bel ‡„u u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

(143) 8V Y9Z7459 9 [9  9 A46G&HHHK$/L'&'%CK$(,0#@#;K$*(,.#$2,;;#"*+,-$;#$0#M& 1.$*(#$;#"*+,-.(+/$!#*0##-P5945 5Q R 4979 S 7 Q6 -3 23#4+2$/#;6,;4 -2#$+-$*(#$<."4+2$=392*+,-$2,9;.#$-3$*(# ;#"*+,-.(+/$!#*0##- 6 T9U7 V$-3$23#4+2$/#;6,;4 -2#$+-$*(# <."4+2$=392*+,-$2,9;.#$;#$-#8*+@#K$+*$.(,0.$*(*$-$+-2;#.#$+-. *(#$"#@#"$,6 3#2;#.#$+-$ 2,9;.#K$-3$  6 T9U7 V$ *(#<."4+2$=. !"#$N&'$( 3#4 ˆgib‰^ibgh. `^ehbht sie^i`tb`l. ?$>,;;#"*+,-$ ??$>,;;#"*+,-.

(144) "#$%&!%'&()!* -1 ^TW_`aRUVQ bVcdWX efgd hijd eied. &!%'&!)!'+#) 6&1%&7!6 /!9&1#%#.#)!%" #)&2')!"#$% &8!D&6"8% &#"&1/$81&"/!" 1&"$&!&')-!1 %&)$-1?&!%' %)-!1&#%&"/ 1; &!%'&!)!'+#) &1%&#%&7!6 /$8%&"$&/!9 #%&"/&01!+#) 69F G H6I68  9O6648 9F G!%' $-1&!%'&"/ -+!%)&#%&"/ &!%&#%)-!1&#%. 3456789 9

(145) 69 68 969 6896. 012. "/&9&$.E 8 9 969F G!%'9JG89

(146) k8L&!'1&"$&! ')-!1&#%&"/&!)!'+#)&5-.$-+!%)&#%&"/&01!+#)&2')!"#$% )$-1?&!%'&!&')-!1&#%&"/&9&$.E 8 9 969F G!%' JG89

(147) k8L&!'1&"$&!%&#%)-!1&#%&"/&!)!'+#)&5-.$-+!%)&#% "/01!+#)&2')!"#$%&)$-1; 7!6&l;A&7/&!"#$%1/#5&6"8%&()!'+#)&m.*!"#$%&!%'&()!* '+#)&,-.$-+!%)&#%&"/&01!+#)&2')!"#$%&3$-1. PQRSTUVQWXTYZ[YUR\QTWV\W]^T _`aRUVQWqSrQR]V[\Ws[rY`T tu bVcdWX v[]VwR]V[\ _\]YV\`VQWx[RaWyYVT\]R]V[\ efzd iged q{]YV\`VQWx[RaWyYVT\]R]V[\ egid jg|d }R`~WRarT eged ifid s[\]Y[aW[ZW€TRY\V\cWTaVTZ` ffed‚ƒ e|gd bTaZ‚TZZVQRQ„WZ[YW€TRY\V\cWR\SWXTY‚e id gzid Z[YUR\QT }T`]WP\{VT]„ fjid‚ƒƒ eegd €TRY\V\c†T^TRY`Ra efed‚ ‡ id b]YR]TcVT` qaRˆ[YR]V[\ e|jd hzjd yYcR\V‰R]V[\ fhedƒ efjd sYV]VQRaW}^V\~V\c ejjd ggjd vT]RQ[c\V]VwTWbTaZ‚YTcraR]V[\ fehd e ‡d }VUTŠWb]rS„Wq\wVY[\UT\]RaWvR\‚fffdƒ e|fd RcTUT\] XTTYW€TRY\V\c e|zd hjgd ‹TaŒWbTT~V\c eged‚ if|d n&3$--!"#$%&#1&1#%#.#)!%"&!"&"/&A;AB&9&op*"!#'C nn&3$--!"#$%&#1&1#%#.#)!%"&!"&"/&A;A<&9&op*"!#'C.

(148) 012 34567879

(149) 794 36676 7 89 6 3 4 .  !"#"$%&'(&)*"&$"+'),-(*,.&/")!""-04 97759'-1&'2'1"3,2 ."$4$3'-2"&,-&)*"&5(+'3,2&6172'),-&27$("&'-1&)*"&$"+'),-(*,. /")!""-7 8

(150) 89 :9;7459 9 <9  9&'-1&'2'1"3,2 ."$4$3'-2"&,-&)*"&5(+'3,2&6172'),-&27$("'$"&.(,),#"%&,) (* !(&)*')&)*"&,-2$"'("&,-&)*"&+"#"+&404 97759&'-17 8

(151) 89 :9;7459 9 <9  9&+"'1(&) '-&,-2$"'("&,-&)*"&'2'= 1"3,2&."$4$3'-2"&,-&)*"&5(+'3,2&6172'),-&27$("%&'-1&)*"&1"= 2$"'("&,-&)*"&+"#"+&404 97759&'-17 8

(152) 89:9;7459 9 <9  9&+"'1(&)&'&1"2$"'("&,-&)*"&'2'1"3,2&."$4$3'-2"&,-&)*" 5(+'3,2&6172'),-&27$("> ?*"&$"+'),-(*,.&/")!""-@,-)"$-'+,A'),-&'-1&'2'1"3,2 ("+4=$"B7+'),-&,-&)*"&5(+'3,2&6172'),-&27$("&2'-&/"&(""-&,-&?'/+" C>D>E++&#'$,'/+"(&4@,-)"$-'+,A'),-&'$"&(*!-&)&*'#" (,B-,4,2'-)$"+'),-(*,.&!,)*&'2'1"3,2&("+4=$"B7+'),-&,-&)*"&5(+'3,2 6172'),-&27$(">F@&5-)"$-'+,A'),-&,-&G"$(-'+&E44',$(&,( .(,),#"+H&'-1&!"'I+H&2$$"+')"1&!,)*:J47967 K5 047 9759 L46M>NOO%&.PD>DQR%S5945 5T U 4979 V 7 T6L46M>OWX%&.PD>DQRY Z  46L46M>NCW%&.PD>DQR%:[54759L46M>NWQ%&.PD>DQR%04 97759 L46M>NQ\%&.PD>DQR%S477 7979 L46M>N]^%&.PD>DQR&'-13 4 U 4979 L46M>NXW%&.PD>DQR%&'-1&3 1"$')"+H&2$$"+')"1&!,)*947967 K5 047 9759L46M>]]^%&.PD>DQR%6 _ L46M>]Q^%&.PD>DQR%

(153) T` TT79 T54 U 4979 98 3 4T549 L46M>]DX%&.PD>DQR% < 5 977;

(154) T`4 759L46M>]Q]%&.PD>DQR%7 8

(155) 89 :9;7459 9 <9  9L46M>]DC%&.PD>DQR&'-1a b

(156) 79. L46M>]N^%&.PD>DQR>  !"#"$%F@&5-)"$-'+,A'),-&,-&G"$(-'+&E44',$(&,(&-"B'= ),#"+H&'-1&!"'I+H&2$$"+')"1&!,)* 6 F9J7 9L46M>=OOO%&.PD>DQR>&5) (*!(&)*')&'-&,-2$"'("&,-F@&5-)"$-'+,A'),-&,-&G"$(-'+&E44',$( +"'1(&)&'&1"2$"'("&,- 6 F9J7 9c d7/("e7"-)+H%&)*"F@&5-)"$-'+,A'),-&,-&d2,'+&E44',$(&,( .(,),#"+H&'-1&3 1"$')"+H&2$$"+')"1&!,)* a b

(157) 79 L46M>]N^% .PD>DQR%&()$-B+H&2$$"+')"1&!,)* :J47967 K5 047 9759 L46M>Q\O%&.PD>DQR%S5945 5T U 4979 V 7 T6L46M>QOO%&.PD>DQR%. :[54759 S477 79 <9  9 .PD>DQR%&'-1 L46M>CN^%&.P L46M>CQQ%&.P L46M>C]\%&.P

(158) T`4 75. ?'/+"&C>D?* d. g&h $$"+'),-& gg&h $$"+'),-. i,-'++H%& '-1&!"'I+H& .PD>DQR%&3 L46M>]O^%&.PD L46M>^DC%&.P L46M>QX^%&.PD.

(159) !"# !%!,(#'+)#$ !"# $'+#(#/!0#(  344 +!#()!5 0()!!5 67 486 %"!#()! !"# +!!#;:,! '<(')/! #()!*+,"# ,>&&#%+#+ 691868  DEF0$GHCHIJK 16268  CHIJO <#()38@7 MIN0$GHCHIJ0 HF0$GHCHIJ0 34498Q R59  &&#%+#+!95 DD0$GHCHIJC*( !%+',>&&#%+ #,>&&#%+#+  TBCMLN0 691868  IDD0$GHCHIJ0. 3456789 9

(160) 69 68 969 6896. 012. 66U 68 T@BCNIN0$GHCHIJ016268 T@BCNEI0$GHCHIJ0 V87693 T@BCNWL0$GHCHIJ034498Q967 486 X6648T@BCNDE0$GHCHIJ O96T@BCIWE0 $GHCHIJ0/!%P+(%'9,P'%%!,(!<#()38@79A 691868  T@BCYLN0$GHCHIJ036@ 9Z6T@BCIEY0$GHCHIJ036@ 9Z6 T@BCYII0$GHCHIJ0  767Q9 96969O 467 T@BCYMW0$GHCHIJ06@6T@BCYWM0$GHCHIJX867 87  68 T@B5CYWM0$GHCHIJC ;:,!YCH;)![!,(#'+)#$:!(<!!

(161) 6*(!%,#8(#'>!"# S!,&5[!9.,(#'#()!*+,"#-.(#'\'.%+!. ]\'%%!,(#'#++#9#&#((()!HCHI,!/!,TL5(#,!J ]]\'%%!,(#'#++#9#&#((()!HCHD,!/!,TL5(#,!J. ^#,,P0()!

(162) 6*(!%,#8(#'#[!,#9#'.+>&&#%+#+$'+#(#/!,P <!_,P'%%!,(!<#()6?8@79A 691868 T@BCLEN0 $GHCHIJ0"'!%(!,P'%%!,(!<#()V 8 9 969` @ T@BCMDN0$GHCHIJ0+(%'9,P'%%!,(!<#()38@79A 691868  T@BCNHY0$GHCHIJ0  767Q9 96969O 467 T@BCIFN0$GHCHIJ0O96T@BCNYF0$GHCHIJR59 .

(163) 012 34567879

(164) 794 36676 7 89 6 3 4 . 46!""#$%&'(!(")$%*+,%-./0%12/3+450%63//.5*2.,%7829:  46 46!;<=$%&'(!(")$>?54759%46!@=#$%&'(!(")$A4 97759 46!;""$%&'(!(")$B477 7979 46!;C($%&'(!(")$D 5 977E

(165) FG4 75946!@H#$%&'(!(")%*+,7 I

(166) 8J >9E7459 9 D9  9%46!;K@$%&'(!(")!. LMNOPNNMQR. S9.+%29.%12T,0%*8U1%23%T+,./12*+,%29.%5.-.5%3V%*W95*X%1.5VY /.4T5*283+$%82%/.V./1%23%*Z85820%3V%29.%12T,.+21%23%1.5VY/.4T5*2. Z.9*-83T/1%*663/,8+4%23%29.%Z.9*-83T/%8U&31.,%8+%29.%[T/*+86 -./1.1%7829%29.%&T/&31.%23%*22*8+%29.%43*51%*1%*%-86.4./.+2%3V%\55*9 ]!S!^!%\663/,8+4%23%\Z!%_*58U%^*UT/8%=((;)$%*W95*X%/.V./1%23 29.%Z.9*-83T/1%79869%*/.%8+2./+*58`.,%8+%29.%13T5%3V%*%&./13+%*+, 79.+%433,%Z.9*-83T/1%*/.%.a.6T2.,%82%19371%*%&./13+%9*1%&./V3/U., 433,%*W95*X$%*+,%8V%29.%Z.9*-83T/1%.a.6T2.,%*/.%Z*,%Z.9*-83T/1%82 19371%Z*,%*W95*X!%^9./.V3/.$%79.+%29.%XT.1283+1%3V%29.%1T/-.0 63-./%29.%12T,.+21b%Z.9*-83T/$%82%63+6./+1%7829%29.%3T263U.%3V%29. c15*U86%d,T6*283+%29/3T493T2%29.%12T,8.1%8+%&/8U*/0$%1.63+,*/0$ *+,%29.%2./28*/0%.,T6*283+! ^9.%63+28+T*283+%3V%c15*U86%d,T6*283+%*V2./%1.63+,*/0%1693351 193T5,%9*-.%Z.63U.%*%1358,%V3T+,*283+%V3/%29.%12T,.+21%23%.+2./%29. &/.YT+8-./1820%*+,%29.%T+8-./1820%0.*/%3V%12T,0!%S9.+%\Z,T5%_*V8` e*2%^T*9%.2%*5!%=(#=)%U.+283+%29.%184+8V86*+6.%3V%c15*U86%d,T6*283+ 8+%U3T5,8+4%29.%*W95*X%3V%29.%eT158U%e*5*0%12T,.+21$%29.0%/.V./ 23%29.%VT+6283+%3V%c15*U86%d,T6*283+%63T/1.%*1%29.%12T,.+21%/.6.8-., ,T/8+4%29.%1.63+,*/0%169335%0.*/1%3V%12T,0)%*1%*%U.69*+81U%23%4.2 29.%12T,.+21%/.*,0%V3/%29.%453Z*5%69*55.+4.1%79.+%29.0%5.*-.%29. 169335!%^9./.V3/.$%2.*698+4%c15*U86%d,T6*283+%f3T/1.%8+%&3502.69+86 ,3.1%+32%&T/&31.50%23%/.&586*2.%29.%1*U.%6T//86T5TU%29.0%/.6.8-., 8+%&/8U*/0%*+,%1.63+,*/0%1693351$%ZT2$%48-.+%29.%&3502.69+86%*1%*+ 8+2./U.,8*/0%8+%Z.27..+%V3/U*5%169335%.,T6*283+%*+,%.+2./8+4%29. 73/W%.+-8/3+U.+2$%82%7855%Z.%*Z5.%23%12/.+429.+%29.%1&8/82T*5%-*5T.1. *1%*%eT158U U3/.%69*55.+ S9.+%2 12*2T1%3V%&/.U 12T,.+21%7855 29./.V3/.$%29 4.2%29.U%*6X Z0%U*W8+4%29 .a*U&5.1%*+, V/3U%29.%*,T ,8118U85*/%29 &/8U*/0%*+,%1 7855%9.5&%29.% .,T6*283+%63 &3502.69+861 *8U1%23%&/3,T *+,%&311.118+ 29.%*8U1%3V%& 2931.%793%* ].5VY/.4T Z.9*-83T/%d 8558682%1.a$%63 U3-8.1$%-*+, &/3Z5.U1%e l1.5VY/. 12T,.+21%9*-. ,/8+W1%*+,%9*5V%3V%29.%/. *V3/.U.+283+ S*+%j3/8+* =(#=)%*Z3T V3T+,%29*2%29 *+,%.-.+%293.

(167) 4.5666 76868  9867 8: >: 486. B!&C51&D!-*1BE !-*1BE+*0@1&.* !.5*!G@+&'42 *+*'.!/B!H11&5 51&D!+*B*+-!./ !&!"*+-/'!&'( !5&-!"*+B/+A*( !F*5&)4/@+-!4. /B!.5*!-@+)*, @.2/A*!/B!.5* +,!-*2/'(&+, /'(&+,!-25//1.-!./!*'.*+!.5* '!HF(@1!K&B4O A42!S(@2&.4/' '.-!.5*,!+*B*+ (*'.-!+*2*4)*( 5&'4-A!./!0*. .5*,!1*&)*!.5* !4'!"/1,.*25'42 !.5*,!+*2*4)*( ,.*25'42!&-!&' (!*'.*+4'0!.5* "4+4.@&1!)&1@*-. 3456789 9

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`@-/BB LM$M%!&F/@.!.5*!14B*-.,1*!/B!"/1,.*25'42!-.@(*'.-!4'!T&1&,-4&!35/ B/@'(!.5&.!.5*!-.@(*'.-!&+*!4'214'*(!./!B+*D@*'.1,!3&.25!"/+'!A/)4*&'(!*)*'!.5/@05!4.!4')/1)*-!&!-A&11!D@&'.4.,!/B!-.@(*'.-!4B!4.!4-!'/..

(169) 012 34567879

References

Related documents

DoD civilian employees, who are not otherwise eligible DoD beneficiaries, are eligible to receive the COVID-19 vaccine, and select contractor personnel who usually receive influenza

In our test the username 'jed.chua' and its password 'jchua' were successful in the login since it was created by the account creation module and saved in the

Effect of gender on the outcome of patients receiving Immune Checkpoint Inhibitors for advanced cancer: a systematic review and meta-analysis of phase III

This project was implemented almost completely by IRSIT, which coordinated all project activities. IRSIT worked with concerned ministries, institutions and the

Findings revealed that statistically, there is no significant relationship between the frequency of road accidents and the number of feeder roads identified along Kaduna-

We employed the coarse-grained formulation to study distinct biologically inspired systems: the buckling insta- bility of bio-filaments, the magnetic actuation of a mi- croswimmer

Managers are identified in bold inside of PSN Enterprise, but this quarterly reference guide makes it even easier to see the latest additions.. This listing identifies all

36 The exception is the result for the 5000- 10000 taka loan category which suggests that households who have borrowed in this range are 13% points more likely to visit the