CHECKING SWITCH KIT QUICK. EASY. CONVENIENT. Customer Service Center 888-8CAPFED ( )

SWITCH KIT

CHECKING

EASY.

CONVENIENT.

Customer Service Center

888-8CAPFED

(888-822-7333)

Monday - Friday 7am to 11pm Saturday 9am to 6pm Sunday 12 noon to 5pm

capfed.com

From True Blue® Mobile banking and True Blue Online® to Smart ATMs and a range of product offerings, Capitol Federal® offers the checking solutions that make it easy to balance your finances, and your life. At CapFed®, you are not limited to one account fits all. We provide the account that fits your lifestyle. From First Blue to Heritage Blue and everything in between.

We’ve taken the hassle out of switching banks. Follow these simple steps to join the True Blue family. We are delighted to have you.

WHY

SHOULD

I SWITCH?

1. Open a Capitol Federal account.

Select the account that is right for you based on the information we’ve provided in this kit, or discuss your options with a customer service representative.

2. Balance and discontinue using your previous checking account.

Once you receive your Visa® True Blue® Direct® Debit card and/or Capitol Federal checks, discontinue use of your old checking account. Do balance this account and allow for all previously set-up auto-debits to clear.

3. Switch your direct deposits.

Discuss and fill out the appropriate forms with your employer to switch your direct deposit information. If applicable, don’t forget to change your account information with your retirement plan administrator, brokerage account administrator, the Social Security Administration, etc.

4. Switch your automatic and online payments.

Switch your automatic payments by contacting the company you are paying. Provide them your new CapFed checking account information. See the list at the back of this booklet to assist you with the process. This information includes:

Checking Account # __________________ Capitol Federal Routing # 3011 7128 5

5. Close your old account.

Once payments have cleared, visit your previous bank and close your old account. Be sure to give them your new account information, so they know where to send any balances.

Learn more by scanning the QR code or visiting

FIRST BLUE CHECKING

• Introductory checking account for Teens

• Available to customers 14 -18 • No minimum balance fee

• True Blue Online® access, mobile access

• Personal Money Manager for tracking expenses and budget

• eStatements and eBills

• Popmoney® and account-to-account payments available

• Visa® True Blue® Direct Debit card* • Mobile Banking**

Enroll in TBO to use Mobile web app and text banking

- Check balances - Pay bills

- Transfer funds - Deposit checks

The perfect account to start teens out on the right financial foot by giving them the tools to manage their own account, while also giving parents the peace of mind knowing, as a joint account holder, they’ll have access to the account. This is a simple account to help teens learn real-world money management skills that will last a lifetime.

* Certain restrictions apply.

** At capfed.com, download the mobile app with your phone. Mobile app fee may apply for check deposits.

SIMPLE BLUE CHECKING

• Our most popular account • No minimum balance fee

• True Blue Online® access, mobile access

• Personal Money Manager for tracking expenses and budget

• eStatements and eBills

• Popmoney® and account-to-account payments available

• Visa® True Blue Direct Debit card* • Telephone/Online Bill Payment* • Mobile Banking**

This checking account offers the flexibility of a Capitol Federal checking account, combined with the online services you need and expect.

Pay bills, review transactions and transfer funds online. You’ll also enjoy a Visa®

True Blue® Direct Debit card for VISA®

transactions, along with the convenience of no transaction fees at all CapFed ATMs and participating Walgreens ATMs.***

* Certain restrictions apply.

** At capfed.com, download the mobile app with your phone. Mobile app fee may apply for check deposits.

***Capitol Federal cardholders receive no transaction fee access to all Capitol Federal ATMs, Walgreens ATMs in the Kansas City metro area, and all participating Walgreens across Kansas. See capfed.com for locations and a complete list of ATMs.

GENUINE BLUE CHECKING

• No monthly service charge with an average daily balance of $1,000 or more

• Interest-bearing checking (on balances of more than $100) • True Blue Online® access, mobile access

• Personal Money Manager for tracking expenses and budget

• eStatements and eBills

• Popmoney® and account-to-account payments available

• Visa True Blue Direct Debit card* • Telephone/Online Bill Payment* • Mobile Banking**

Enroll in TBO to use Mobile web app and text banking

- Check balances - Pay bills

- Transfer funds - Deposit checks

Put your account to work earning interest on your checking dollars with our Genuine Blue Account. Conveniently pay bills and transfer funds online with True Blue Online®. Make purchases with your Visa® True Blue® Direct Debit card and take advantage of no transaction fee access to our CapFed ATM network and the Walgreens ATM network.***

* At capfed.com, download the mobile app with your phone. Mobile app fee may applyfor check deposits.

** Certain restrictions apply

** Capitol Federal cardholders receive no transaction fee access to alll Capitol Federal ATMs, Walgreens ATMs in the Kansas City metro area, and all participating Walgreens across Kansas. See capfed.com for locatioons and a complete list of ATMs.

HERITAGE CHECKING

HERITAGE BLUE

• No monthly service charge • Non-Interest-bearing checking • True Blue Online® access, mobile access

• Personal Money Manager for tracking expenses and budget

• eStatements and eBills

• Popmoney® and account-to-account payments available

• Heritage Traveler e-Newsletter • Heritage Travel Club Membership • Visa True Blue Direct Debit card* • Telephone/Online Bill Payment* • Mobile Banking**

HERITAGE PLUS

Offers all benefits as Heritage Blue, with the addition of the following:

• No monthly service charge with an average daily balance of $1,000 or more

• Interest-bearing checking on balances of more than $100 • Limited two free boxes True Blue®

duplicate checks per year.

All customers, ages 50 or better, can enjoy featured trips and day trips offered each year through the Heritage Travel Club - all while having the ability to earn interest and easily manage your checking account online or at any branch.

Visit capfed.com/heritage to see a list of featured trips.

* At capfed.com, download the mobile app with your phone. Mobile app fee may apply for check deposits.

Since you’ve opened an account, you’ll want to make sure your regularly occurring bill payments continue smoothly. You may like paying them using the bill pay function in True Blue Online®. Maybe you’ve set up an automatic debit of your account initiated by your utility company, etc. Whichever method you prefer, you may use the checklist below to help you pay your bills, using your new checking account at Capitol Federal.

Switch to True Blue Online Bill Pay Mortgage/ Rent payment Electric Gas Water Trash Car payment Insurance Cable TV/Satellite Phone Internet Mobile phone PayPal Others: Change account being auto-debited

BRANCH LOCATIONS

GrEATEr kAnSAS CiTy 913.381.5400

kansas and Missouri Twenty-Four Locations LAWrEnCE

785.749.9000

Four Locations and Loan Production Office MAnHATTAn 785.537.4226 Two Locations EMPOriA 620.342.0125 One Location SALinA 785.825.7121 One Location GrEATEr WiCHiTA 316.689.0200 Eight Locations ATM Locations:

Located at each branch Off-Premise ATMs Walgreens ATMs

Learn more by scanning the QR code or visiting capfed.com/locations