TARGET: BANK 3.0
24-25
NOVEMBER 2015
WARSAW
POLISH E-BANKING AND M-BANKING IN NUMBERS:
Banking has greatly changed in the recent years. Advanced technologies have opened
a number of opportunities to banks with regard to contacting customers, sales, and
communication. They have also launched dynamic changes of consumer habits.
This
development provides banks with new challenges:
how to optimally use the potential in technologies to create added value,
develop the offer or shape the relationships with the new generation of
customers?
how to effectively tame gigabytes of data streaming to the bank and convert
them into higher profit?
how to best prepare the organisation for the challenges ahead of it, including
opposing the wave from the FinTech sector?
Among experienced practitioners, enthusiasts and visionaries we will look for the best
ways and possibilities of putting technology to use in banking - numerous product
inspirations, examples of effective use of integrated data, as well as methods of
building added value will allow to find the new ideas to improve turnover and profit
from e-banking.
FOR DETAILS:
www.digital-banking.pl
WE MOVE UP A GEAR FOR THE POLISH DIGITAL BANKING
AND ACCELERATE
private individual customers with access
to e-banking
of on-line baking
active customers
active customers
of mobile banking
M
M
M
THE POTENTIAL
IS HUGE!
HOW MUCH
OF IT DO WE USE?
SPEAKERS OF THE FORUM
FOR MORE INFORMATION ON
THE SPEAKERS, GO TO:
www.digital-banking.pl/prelgenci
dr Wojciech BolanowskiAdvisor to the CEO
PKO Bank Polski
Bartłomiej Nocoń
Managing Director of the Electronic Banking Department Bank Pekao Tomasz Niewiedział Director of the Multichannel Banking Department Bank Zachodni WBK
Jose Antonio Gallego Vazquez
Head of Sngular
Łukasz Opoka
Senior Project Manager, Digital Strategy Commerzbank Szymon Szczepaniak IT Partner Fidor Group Ewelina Hajdukiewicz CRM Development Manager mBank Miłosz Brakoniecki Management Board Member Obserwatorium.biz Marcin Żuchowicz CEO e-point Szymon Mitoraj
Head of Digital Channels, Director of Internet, Mobile and Processes Management
ING Bank Śląski
Robert Piotr Hibner
Director of the Electronic Channel Department mBank Monika Pałczyńska R&D Manager Alior Bank Paweł Reichelt Director of the Electronic Banking Department Plus Bank Oliwia Berdak Senior Analyst, e-Business & Channel Strategy
Forrester Research Piotr Gawron Independent Consultant Wawrzyniec Hyska Senior Solutions Architect e-point Przemysław Kulesza Chief Specialist, IT Security Department mBank Michał Macierzyński
Deputy Director, Mobile & Internet Banking
PKO Bank Polski
dr Paweł Widawski
Director of the Payment System, Electronic Banking and Bank Security Team Polish Banks Association Matthijs Eijpe Regional Manager Backbase Dariusz Paczewski Director of the Innovation Office Raiffeisen Polbank Krzysztof Grzeszczuk SVP Global Emerging Capabilities Citi Paul Broda Senior Consultant WebID Solutions Piotr Jaros
Internet Sales Specialist
Bank SMART
Bernard Gołko
Digitalization & Fintech Consultant
StrategyLabs – Doradztwo Strategiczne
AGENDA OF THE FORUM
Day 1: 24 November
09.30 Registration and morning coffee
10.00 Official opening and welcoming participants
Miłosz Gajewski, Project Manager,
Blue Business Media
STRATEGIC REORIENTATION TO INNOVATION - EVOLUTION OF BANKS AS A RESPONSE TO CHANGES
10.15 Digital innovation in financial services – strategic approach to value creation for customers
Oliwia Berdak, Senior Analyst, e-Business
& Channel Strategy, Forrester Research
10.40 Interactive Q&A session
10.50 Go digital or go home
Monika Pałczyńska, R&D Manager, Alior Bank
c
Digitalisation has set out the new paths for development for bankingc
New business models and on-going innovations as a response to changesc
Evolving changes of the digital customer and the future challenges11.15 Interactive Q&A session
11.25 Omni-Channel Banking: The Digital Transformation Roadmap
Matthijs Eijpe, Regional Manager, Backbase
c
Customers’ behavior is changing. New challengers are fighting for a piece of the market, and for the customer. For everyone it is clear: delivering a truly omni-channel digital experience is key and now more relevant than ever. But how can banks and insurance companies achieve this and get the right tools to effectively compete?11.45 Coffee break and networking
12.05 Banks and FinTech companies: inspiration, cooperation and competition
dr Wojciech Bolanowski, Advisor to the CEO,
PKO Bank Polski
c
How technology companies inspire banksc
Where fin-tech looks for synergies with bankingc
Where cooperation ends and competition starts12.30 Interactive Q&A session
12.40 Customer centricity - the basis of Internet banking system. Case study My ING
Szymon Mitoraj, Head of Digital Channels, Director
of Internet, Mobile and Processes Management,
ING Bank Śląski
Wawrzyniec Hyska, Senior Solutions Architect,
e-point
13.00 Lunch break
13.50 From the west to the east, or from the east to the west? Innovations in the German banking market
Łukasz Opoka, Senior Project Manager, Digital
Strategy, Commerzbank
c
The structure of banking market in Germanyc
Differences in the conditions for creating innovationc
Case studies from the German market: start-ups vs. commercial banks14.15 Interactive Q&A session
14.25 Panel discussion
Transformation of the banks and building a culture oriented to innovation - how to strengthen the bank and make it a technology leader
Moderator:Michał Macierzyński, Deputy Director,
Mobile & Internet Banking, PKO Bank Polski
Bartłomiej Nocoń, Managing Director of the Electronic
Banking Department, Bank Pekao
Robert Piotr Hibner, Director of the Electronic Channels
Department, mBank
Dariusz Paczewski, Director of the Innovation Office,
Raiffeisen Polbank
Marcin Żuchowicz, CEO, e-point
15.05 Coffee break and networking
INNOVATIVE PRODUCTS AND ADDED VALUE OF SERVICES -A MODERN OFFER FROM B-ANKS -AND GROWTH OPPORTUNITIES 15.25 Corpo-digitalization and FinTech – how to reforge
organizations strengths into a market success Bernard Gołko, Digitalization & Fintech Consultant,
StrategyLabs – Doradztwo Strategiczne
c
Unleash entrepreneurial spirit – client, employee or dedicated RnDc
Gen Y expectationsc
Fintech Startup – success stories15.50 Interactive Q&A session
16.00 Added value in the traditional financial services - what to do to impress and keep customers
Tomasz Niewiedział, Director of the Multichannel Banking
Area, Bank Zachodni WBK
c
The role of the advanced banking in the day-to-day life of a Customerc
Is it worth investing into innovative solutionsc
New sources of income and enriching the offer for the users16.25 Interactive Q&A session
16.35 Idea Sum-Up Tables – the summary of the first day of the Forum. Each table will share with the participants their major conclusions, directions and inspirations, which will be presented in one-minute start-up speeches!
17.00 Cocktail - time to relax, have creative discussions and a great occasion for informal conversations
19.30 Closing day 1 of the Forum
ACTUAL AGENDA OF THE FORUM
Day 1: 24 November
Day 2: 25 November
09.00 Registration and morning coffee
INNOVATIVE PRODUCTS AND ADDED VALUE OF SERVICES -A MODERN OFFER FROM B-ANKS -AND GROWTH OPPORTUNITIES - CONTINUED
09.30 How to engage the customer and build a community around the bank
Jose Antonio Gallego Vazquez, Head of Sngular
c
What is a community and how can help your business?c
Best cases of communities around banking activitiesc
How to grow a „community mindset” in your company09.55 Interactive Q&A session
10.05 Reshaping financial services by delivering transparent, open, and effective banking – case study Fidor Bank Szymon Szczepaniak, IT Partner, Fidor Group
c
API bankingc
Community Karma Bankingc
60 seconds banking (emergency loans, purchasing precious metals)10.30 Interactive Q&A session
10.40 Coffee break and networking
11.00 Quick and secure delivery of financial services which comply with AML regulations - optimal approach to design of online procesess based on digital identification and verification of the clients Paul Broda, Senior Consultant, WebID Solutions
11.20 Panel discussion
The future and the directions for development of electronic banking - what will the customer obtain from financial institutions and how will their offer change
Moderator:Michał Macierzyński, Deputy Director,
Mobile & Internet Banking, PKO Bank Polski
Krzysztof Grzeszczuk, SVP Global Emerging Capabilities,
Citi
Paweł Reichelt, Director of the Electronic Banking
Department, Plus Bank
Piotr Gawron, Independent Consultant
ANALYTICS IN THE SUPPORT OF SALES - INTEGRATION AND USE OF DATA
12.00 Context communication in real time and effective sales - when and what to tell the customer to encuorage them to buy
Ewelina Hajdukiewicz, CRM Development Manager,
mBank
c
Event-driven marketing and advanced analytics as the source of information on the Customer’s needsc
Real-time communication - is it worth doing it?c
Optimisation in reaching the Customer in digital and standard channels12.25 Interactive Q&A session
12.35 Lunch break
SECURITY - HOW TO PROTECT THE BANK
AND THE CUSTOMER
13.25 Voice biometry - chances and challenges in the context of European banking
Piotr Jaros, Internet Sales Specialist, Bank SMART
c
What is banking with no boundaries? - Bank for mobile peoplec
Voice biometry as an effect of “mobile first” approachc
Bank born to work on smartphonesc
Case study of Bank SMART: European aspect of banking13.50 Interactive Q&A session
14.00 Security and ergonomics - trends in combining the impossible
Przemysław Kulesza, Chief Specialist, IT Security
Department, Security Department, mBank
c
Perception of security in e-banking YESTERDAY and NOWc
Ergonomics as an function of security?c
Where do we have to go and where we cannot go?14.25 Interactive Q&A session
UPCOMING REGULATIONS AND THEIR IMPACT TO BANKS’ BUSINESS MODELS
14.35 PSD2 in practice - analysis of consequences Paweł Widawski, Director of the Payment System,
Electronic Banking and Bank Security Team,
Związek Banków Polskich
c
Access of third parties to the bank accountc
API bankingc
PSD2 versus payment cards and mobile payments15.00 Interactive Q&A session
15.10 Summary of the Forum
15.15 Closing the Forum, handing out certificates