Discover Those Overlooked Benefits

Discover Those

“Overlooked

Benefit Eligibility

Initial hire

Open enrollments

Proving yourself insurable

Special Enrollments (within 30 days)

•

Family Status

Chiropractic Care is covered.

Annual Eye Exam by Plan Provider

Hearing Aid

• Every 3 years, (80%) or $1000.00 max

Smoking Cessation Program (page

D-23)

• Prescription and one counseling visit

Wellness Benefits

• Some plans will partially reimburse for fitness center membership

• File for reimbursement with receipt

Oral Surgery

Specific

Oral Surgery benefits

are mandated in the Uniform

Benefits (HMOs)

• See Section D of DC Book

• Get prior authorization

Navitus Contact Information

Additional Prescription Drug

information, Formulary &

Participating Pharmacies available at:

Navitus Health Solutions

www.navitushealth.com

Life Insurance

How Much Life Insurance do You Need? 4 Different Plans Available for Classified

(State Group Life, Individual & Family Group Life, Mutual Service Life, Accidental Death and Dismemberment)

5 Different Plans Available for Unclassified

(State Group Life, Individual & Family Group Life, Mutual Service Life, Accidental Death and Dismemberment, University Insurance Association)

• State pays portion of Basic and Supplemental Premium

• Coverage continues after retirement

• No premium after age 65 if retired

Death benefit reduced

• No premium after age 70 if still employed

State Group Life Insurance

• Accidental Death and Dismemberment provided (double indemnity)

• Offers Spouse and Dependent Coverage

• Apply through “Evidence of Insurability”

If you are not yet 55 years old

State Group Life Insurance

Living Benefits (if terminally ill)

Can use partial death benefit for Health

and Long Term Care Insurance (after retirement)

Premiums may be waived if you are

disabled

11

AD&D

Provides a family plan

• 50/45% of principal sum for spouse

• 20/10% of principal sum for each child

Coverage for Accidental Death (or)

• Loss of use of limbs

• Loss of sight

Educational/Training Benefits Available to

Spouse and Dependents

Domestic Partner

Insurance Coverage

Available with:

• Non Represented Dental

• Individual and Family Group Life Ins.

State does not contribute to premium

Income Continuation Insurance

(Short Term Disability)

Benefit equals 75% of earnings

• Maximum monthly benefit is $4,000.00

Long Term Disability after one year

Coordinates benefits with SS Disability and

WRS disability

Benefits paid for the duration of illness or until

age 65.

Permanent Disability

Wisconsin Retirement Disability

• If covered under WRS prior to 10/16/92 and have continuous participation

Long-Term Disability Insurance

• If covered under WRS prior to 10/16/92 (or)

• If WRS participation began after 10/16/92

Long-Term Disability Under ICI

Employee Reimbursement

Program (ERA)

Pretax Benefit

• State Tax

• Federal Tax

• Social Security

LTEs are not eligible for ERA benefits

• According to section 125 IRS Code

Dependent Care reimbursement

• Dependent Care reimbursed up to balance in account

Medical Expense reimbursement

• Some over the counter items included

• Medical reimbursement “upfront”

Rapid Refund/Electronic Funds

Transfer

Family Status Change during the tax

ERA

Do not over estimate

Anticipate accurately

TSA

Use TSA $’s to purchase service

credit (forfeited, qualifying, etc.)

• 90% of entire cost of buy back

• 10% must come from personal funds

Can contribute as little as:

TSA

Federal and State Pretax Benefit

TSA Saver’s Credit

•

Reduce federal income tax if AGI is

< $50,000 and filing jointly

< $25,000 and filing separately

•

http://www.uwsa.edu/hr/benefits/r

Sick Leave Conversion

Convert unused sick leave to cash value Pays post retirement health insurance

Available if employee leaves state service

with 20 years of WRS Creditable Service

• Cannot be used for insurance until age 55

21

Termination/Sabbatical

Classified Staff

• Earn 160 hours vacation

Limit of 40 hrs banked each year

• Saved 520 hours of sick leave

Limit of 40 hrs banked each year

• Earn 200 hours vacation

40 hrs pay (and)

40 hrs banked (OR) 80 hrs banked

Annual Leave Reserve Account

Unclassified Staff

Employee has 10 years of service

• Limit of 40 hrs banked per year

Employee has 25 years of service

• Limit of 80 hrs banked per year

Termination Sabbatical

& Annual Leave Reserve Account

What do I do with it?

• Take an extended vacation

• Take a lump sum payment at termination

• Add to sick leave balance for conversion (Classified Represented Staff only)

Contact Human Resources for

Catastrophic Leave

Strict Criteria must be met

Donate paid leave to another employee

• Vacation

• Personal holiday

• Compensatory time

• Term/Sabbatical or Annual Leave Reserve

• Not sick leave!

Family & Medical Leave (FMLA)

Federal and Wisconsin FMLA Laws

• http://www.uwsa.edu/hr/benefits/leave/ fmla.htm

Provides “Job-Protected” leave to

eligible employees

FMLA

Reasons for taking FMLA

• Care for child after birth, adoption

• Care for employee’s family member with serious health condition

• For Employee’s own serious health condition

Leave of Absence

Approved LOA allows benefit

continuation

Additional 3 months of employer

UW-Eau Claire Fitness Center

Valley Health Plan, Humana-Western

and Standard Plan offer partial

reimbursement

UW-EC Recreation

http://www.uwec.edu/Recreation/ More information available

Blugold Card

•

Ride Eau Claire Transit (no charge)

•

Reduced rate for tickets

•

Reduced rate for movies (London

Square Theatres)

•

Contact Blugold Office for more

features

Tuition

May be Reimbursed

• Must be pre-approved

• Paid by department

If job related

If funds are available

Scholarship fund started for Classified

For Classified Staff Only

Professional Development

Fund/Committee

Pay partial fees for non-required

professional development

Classes

Classified Staff Website

Help Desk

Internet hookup available through

Discovernet at a reduced rate

• 10 hour/week time limit @ $4.50/month • 50 hour/week time limit @ $8.50/month

Paid by “term”

Contact help desk

We Are Here to Help You

Contact HR with questions

• Individual situations vary greatly

• Programs are becoming increasingly complicated

Keep up-to-date

• Bulletins and Newsletters

Human Resources

220 Schofield Hall

Office Hours: 7:45 a.m. – 4:30 p.m., M-F 715-836-2513

http://www.uwec.edu/hr

• Links to ETF, UW System, Social Security, etc.