default option
Efficient Mortgage Default Option Exercise: Evidence from Loss Severity
... mortgage default theory to include transaction costs. According to option theory, without frictions and without a value to future exercise, the borrower’s put option is in the money and is exercised ...
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Guarantees in with-profit and unitized with-profit life insurance contracts: Fair valuation problem in presence of the default option
... the default option corresponds to the so-called unconditional shortfall expectation (see, for ex- ample, Wirch and Hardy, 1999), the only difference being the probability measure which is used to quantify ...
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Default Option, Risk-Aversion and Household Borrowing Behaviour
... We may follow from (49) that it is not the mere prospect of a safe income in the second period which may motivate the household to borrow even if the condition (47) is met, rather, the size of this safe income has to be ...
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Designed to Fail: Effects of the Default Option and Information Complexity on Student Loan Repayment
... First, we ask whether it is simply the power of the default option. All borrowers are automatically placed into the Standard plan and remain in that plan unless they take active steps to change. A wealth of ...
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Can a Default Option Reduce Default Rates?
... the default rate can be traced to just ten for- profit institutions and those same institutions are suffering from the negative publicity related to increased default rates, there is a unique opportunity to ...
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Don't judge a superannuation default investment option by its name
... Finally, the findings of this study are subject to certain caveats. Our first caveat relates to our short study period that ends in 2007. Whether the absence of differences in the asset allocations and framing of the two ...
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Vaaler Insurance, Inc. RPost . Guidelines and Instructions. Sherry D Samson. rev 10/1/15 by BH
... first option, Standard, is the default and should not be ...The default option “Send an automatically generated email to the recipient containing the decryption password” means the recipient ...
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Investigating gender assignment strategies in mixed Purepecha-Spanish nominal constructions
... Abstract: Purepecha has no grammatical gender, whereas Spanish has a binary masculine–feminine system. In this paper we investigate how early sequential Purepecha–Spanish bilinguals assign gender to Purepecha nouns ...
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Mortgage Terminations: The Role of Conditional Volatility
... more default prone than fixed-rate and home purchase loans, while JUMBO loans (b ⫽ ⫺ ...and default option values to account for the role of conditional ...
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The limit to behavioral inertia and the power of default in voluntary contribution games
... the default. It is essentially a hybrid system of the conventional default option and a system of active ...a default setting vis-à-vis an active decision setting depended on the homogeneity ...
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Addressing the Student Loan Crisis: Nudging Borrowers to Lower their Repayment Costs
... defaulted option selected, which would be one of the ten options based on the income, family size and student loan balances of the borrower (the government already has a calculator available to determine which ...
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Competition and Obfuscation
... of default options, often referred to as “default architecture” (see Thaler and Sunstein ...the default option, a regulator can exploit decision makers’default bias to increase participation ...
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Analysing the role of institutional arrangements: vegetable value chains in East Africa
... Two alternative institutional arrangements for production and marketing of fresh vegetables can now be observed, next to the ‘default’ option for most farmers of spot marke[r] ...
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L A TEX 2ε for class and package writers
... This declares the h code i to be executed for every option which is specified for, but otherwise not explicitly declared by, the class or package; this code is called the ‘default option[r] ...
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USER GUIDE. Zoiper Biz Edition version 2.0 for Windows. BIZ EDITION V.2.15: USER GUIDE FOR WINDOWS 1/67. Date of issue: July, 2007
... Contexts play an organizational role within an Asterisk dialplan and also define scope. You can view contexts as a way to keep different parts of the dialplan separate. This comes handy for providing different reception ...
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Options On Credit Default Index Swaps
... the option holder the right to buy protection at 200bps in three months time on a 4Year9Month CD index swap of two reference names with a notional of five million ...name default within 3 months is ...
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CEO stock-option compensation and the use of credit default swaps in relation to European bank risk
... stock option portfolio to stock return volatility, and the firms’ use of ...stock option compensation and risk-taking incentive are reported within a single ...
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Office 2013 All In One For Dummies pdf
... A font is a collection of letters, numbers, and symbols in a particular type- face, including all italic and boldface variations of the letters, numbers, and symbols. Fonts have beautiful names and some of them are many ...
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QUICK INSTALLATION GUIDE
... (MANUAL) OPTION 2* Idle mode & turbo mode ENABLED (AUTO) / turbo mode DISABLED (MANUAL) OPTION 3 Idle mode & turbo mode ENABLED (AUTO) / turbo mode ENABLED (MANUAL) FUNCTION 4 – Engine type and Cold ...
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Distance to default and the ability of KMV model to forecast default
... the default probability and Moody’s manage some of the above drawbacks by empirical modifications, relying upon a very large proprietary database (that improves the default ...
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