Households, consumption and saving
Economic and Demographic Determinants of the Consumption, Saving and Borrowing Behaviors of Households
... personal saving rate in using household level data for ...the saving rate over a longer time ...and saving rates during the same ...of households whose balance sheets were boosted the most by ...
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Essays on households' consumption and saving decisions.
... of households could react diversely given the different stages of development in their financial ...markets. Households in Chile or Spain, with access to less developed financial markets than the ones in ...
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Precautionary Saving of Chinese and US Households
... household saving rate in China averaged slightly over 20 percent of disposable ...This saving rate is high by international standards and contrasts sharply with the 4 percent average in the US over roughly ...
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Precautionary Saving and Consumption Fluctuations
... constrained households are ...besides consumption and this can lead to exactly this type of negative ...while consumption growth rises predictably due to the constraint ...
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Consumption uncertainty and precautionary saving
... for households to answer, and thus the underlying concepts are typically not measured well, even in well-established surveys like the US Survey of Consumer ...
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A microeconometric analysis of households saving determinants in Morocco.
... of households have one or two members, ...large households’ size is higher in the rural area than in the urban ...of households have more than 7 members in ...their saving because of higher ...
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Saving Strategies of Rural Households in Eastern Bosnia
... multiple. Saving helps the surveyed rural households to manage emergencies ...in saving and credit groups, in form of livestock or invested in ...
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Explaining Filipino Households Declining Saving Rate
... affect saving rates of Filipino households over ...to consumption behavior with ...declining saving rate over time remains unexplained even after controlled for demographic factors, and the ...
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Assessment of Saving Culture among Households in Ethiopia
... male households are: male households were highly vulnerable to un expected income expense because of the already developed life style by the community, males are expected to cover the principal household ...
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Determinants Of Saving And Investment Of Households: A Study Of NCR
... by households have been more into moreover bank fixed deposits, risk-free government-backed securities and low acquiescent instruments, or in non-financial ...or consumption pattern of households and ...
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Energy saving targets tested in households in the Swedish largest electricity saving experiment
... 10,000 households from across the country, all of them cus- tomers of the grid company ...the households had continual feedback on the usage and, above all, if it was possible to obtain energy use related ...
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Consumption partial insurance of Spanish households
... insurance for young agents and too much for old agents, and conclude that the age profile of insurance coefficients with respect to permanent shocks is sharply increasing. However, the age profile is too steep relative to ...
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The Life Cycle Model of Consumption and Saving
... and consumption at monthly and lower frequencies (which, say, ”rule of thumb” models do not) and does a good job in predict- ing households’ responses to anticipated income changes which are su¢ciently ...
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Why Are Saving Rates of Urban Households in China Rising?
... Are Saving Rates of Urban Households in China Rising? * From 1995 to 2005, the average urban household saving rate in China rose by 8 percentage points, to about one quarter of disposable ...why ...
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The importance of precautionary saving motive among Indonesian households
... precautionary saving motive among Indonesian ...and households experience difficult periods of unexpected reduction in ...precautionary saving associated with income risk in ...of consumption ...
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Why are Saving Rates of Urban Households in China Rising?
... household saving rate in China rose by 7 percentage points, to about one quarter of disposable ...why households are postponing consumption despite rapid income ...of consumption smoothing ...
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(Ir)rational Households’ Saving Behavior? An Empirical Investigation
... current consumption instead of saving for the future. Second, saving individuals undergo this self-control problem by investing in a variety of assets that have different levels of temptation ...
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Households’ Saving and Debt in Italy
... that households’ saving has dropped significantly, although Italy continues to rank above most other countries in terms of ...of households with negative savings, the proportion of households ...
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Households' saving mobility in Poland
... Polish households with regard to saving rates during the years 2007-2010 and compare it with the households ’ saving mobility during the years ...Polish households selected by authors ...
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Households’ saving and debt in Italy
... Microeconomic evidence In this section we try to shed light on some of the trends of saving rate in Italy analyzing four indicators of households’ economic and financial well being: the [r] ...
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