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Informal insurance

Migration and Informal Insurance

Migration and Informal Insurance

... imperfect. Informal risk shar- ing provides only partial insurance (Townsend, 1994; Ligon et ...dermine informal insurance schemes by providing exit options or, conversely, produce spillover ...

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Informal Insurance and Moral Hazard: Gambling and Remittances in Thailand

Informal Insurance and Moral Hazard: Gambling and Remittances in Thailand

... and insurance value of the ...affect informal insurance, consider the extreme case where there is no altruism and the receiving household is perfectly insured by the remitting household: if the ...

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Poverty, risk and informal insurance in remote Papua New Guinea

Poverty, risk and informal insurance in remote Papua New Guinea

... of insurance than found in Goldstein’s research in Ghana that found no pareto optimal full insurance between spouses (2004, ...spousal insurance in the study ...extend informal ...

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Informal Insurance and Income Inequality

Informal Insurance and Income Inequality

... In this paper an infinite-horizon model is considered with risk-averse households, whose income follows some exogenous, discrete stochastic process, that is common knowledge. I concentrate on insurance across ...

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Income risk, coping strategies and safety nets

Income risk, coping strategies and safety nets

... better insurance to individuals to cope with common ...substantial insurance could be obtained in this ...the informal insurance scheme by more than one-to-one, ...

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Agreements with overlapping coalitions

Agreements with overlapping coalitions

... on informal insurance agreements in villages in Côte d’Ivoire, Fafchamps and Lund (2003) have highlighted two characteristics of these homogenous groups : they are governed by trust (trust is the first ...

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A Novel Analysis of Risk Sharing Effects on Income Inequality in Informal Insurances

A Novel Analysis of Risk Sharing Effects on Income Inequality in Informal Insurances

... simple informal insurance was modelled to prove this ...of insurance, there is not the usual complexity in the contract of commercial insurance that is generally resulted from moral hazards ...

12

Intra-household resource allocation and inter-household risk sharing in China

Intra-household resource allocation and inter-household risk sharing in China

... How does allocation within the family take into consideration links between health and labour market productivity?" " Do informal insurance mechanisms shield household consumption from i[r] ...

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Strengthening public safety nets

Strengthening public safety nets

... community-based insurance obligations and either insuring on their own or forming new insurance groups just with richer households—to the detriment of the poorer ...community-based informal ...

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Insurance, Credit and Safety Nets for the Poor in a World of Risk

Insurance, Credit and Safety Nets for the Poor in a World of Risk

... formal insurance scheme, even if the for- mal insurance insures risks that are different from risks insured by the informal ...the informal system may even be made worse off by the ...

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Insurance, Credit and Safety Nets for the Poor in a World of Risk

Insurance, Credit and Safety Nets for the Poor in a World of Risk

... widespread insurance is being offered, the onus is put on those requiring more security to acquire ...Private insurance has a nonzero cost, usually paid by a single upfront premium or regular ...rainfall ...

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Informal family insurance and the design of the welfare state

Informal family insurance and the design of the welfare state

... An informal insurance arrangement stipulates that each member must contribute in direct proportion to the probability and cost of the risk which the individual ...

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GUIDELINES FOR MARKET RESEARCH ON THE DEMAND FOR MICROINSURANCE

GUIDELINES FOR MARKET RESEARCH ON THE DEMAND FOR MICROINSURANCE

... based informal insurance mechanisms where poor people pool risks can reveal positive attributes of informal insurance systems to incorporate into the design of microinsurance ...with ...

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Conjoint Analysis of Informal Worker Preference on Health Care Insurance in the Northeastern Region of Thailand

Conjoint Analysis of Informal Worker Preference on Health Care Insurance in the Northeastern Region of Thailand

... the informal sector offers as a source of job creation and as a safety net for the poor (World Bank, ...micro insurance in the case study of the demand on health insurance of informal sector ...

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Nonqualified Compensation Plans & Code Section 409A

Nonqualified Compensation Plans & Code Section 409A

... called informal funding), discussed below, refers to the practice wherein an employer sets up an asset reserve from which the future benefit payments may be taken, but which may be used for other corporate ...

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Effect of informal financial support for health care on health Insurance uptake: Evidence from a mixed methods study in Tamale metropolis of northern Ghana

Effect of informal financial support for health care on health Insurance uptake: Evidence from a mixed methods study in Tamale metropolis of northern Ghana

... uninsured. The main explanatory variable was informal financial support for healthcare. This was measured by two proxy variables: (1) number of financial support networks for healthcare that an individual ...

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Adverse Selection in Community Based Health Insurance among Informal Workers in Bangladesh: An EQ 5D Assessment

Adverse Selection in Community Based Health Insurance among Informal Workers in Bangladesh: An EQ 5D Assessment

... between insurance enrolment and five dimensions of health condition, including the physical and mental health status of individuals captured in the EQ-5D ...

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Willingness to pay for social health insurance among informal sector workers in Wuhan, China: a contingent valuation study

Willingness to pay for social health insurance among informal sector workers in Wuhan, China: a contingent valuation study

... were informal sector workers in Wuhan who were at least 18 years of age but not older than 60 years of age and did not currently have any type of health ...of informal sector workers that is similar to one ...

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11. IS INFORMAL EMPLOYMENT A SAFETY NET IN TIMES OF CRISIS? EVIDENCE FROM SERBIA

11. IS INFORMAL EMPLOYMENT A SAFETY NET IN TIMES OF CRISIS? EVIDENCE FROM SERBIA

... and informal employment in Serbia during the last decade of the ...the informal employment had the role of a safety net for workers who lost their jobs in the formal sector as well as for a large number of ...

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Predictors of enrollment in a health protection scheme among informal sector workers in Kumasi Metropolis of Ghana

Predictors of enrollment in a health protection scheme among informal sector workers in Kumasi Metropolis of Ghana

... Health Insurance Scheme (NHIS) was introduced in 2004 as an alternative healthcare financing mechanism in Ghana ...National Insurance Trust (SSNIT) retirees, persons aged 70 years or older, preg- nant ...

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