Loan Size
Sensitivity of loan size to lending rates: Evidence from Ghana’s microfinance sector
... Column 3, Table 6 shows that estimating equation 3.2 at a value that describes the characteristics of the very poor 20th quantile, the responsiveness of loan size to interest rate change[r] ...
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Credit rationing by loan size: a synthesized model
... the loan offer curve in the D − R space for any given loan ...the loan offer curve for sufficiently large ...the loan is risk ...effective loan price and loan demand equals ...
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Index Terms - Credit risk, Stock returns, Non-performing loans, Loan loss Provisions, Bank Size
... The following recommendations and policy implications can be deduced. The study shows that the ratio of non-performing loans have a significant effect on stock returns. In light of this conclusion, bank top magament ...
10
Volume 6, Issue 1 (2020)
... like loan term, collaterals, knowledge for credit, costs of the loan, interest rates, loan size, lending methodology, credit information and credit repayment period as a whole show that the ...
13
Risk heterogeneity and credit supply: evidence from the mortgage market
... of the loan at origination such as the loan size, purchase price, and the rate of interest charged. It also includes borrower characteristics such as the age of the main borrower, total household ...
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Does the Relationship between Accounting Disclosure and Bank Loan Contracts Vary with Borrower Characteristics? Evidence from Emerging Markets
... favorable loan contracting terms such as larger loan size, longer loan maturity, and lower loan spread for borrowers with superior disclosure rankings ...bank loan contracting ...
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TWO ESSAYS ON NONBANK FINANCIAL INSTITUTIONS
... the loan contract is lead arranged by a nonbank institution, and zero ...otherwise. Loan Size is the logarithm of total loan package amount; Performance pricing is a dummy variable equal to ...
134
Determinants of Default: Evidence from a Sector-level Panel of Irish SME Loans
... the loan types across sectors, Table 1 provides average loan size and levels of arrears for each of the four separate lending facilities distinguished in the data (revolving credit, term loans, hire ...
16
Does Collateral Help Mitigate Adverse Selection ? A Cross Country Analysis
... the loan by measuring the logarithm of the number of lenders, following notably Qian and Strahan (2007) (Number of ...on loan size (LoanAmount), which is defined as the amount of the tranche of the ...
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Dynamics of market share in the microfinance industry in Bangladesh
... 2006”. Loan product characteristics can best be captured by a set of variables such as “average loan disbursed”, “loan interest rate” and “deposit interest ...average loan disbursed and ...
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Loan Repayment Among Small-Holder Maize Farmers in Kanke Local Government Area of Plateau State, Nigeria
... the loan repayment performance of small- holder maize farmers in Kanke Local Government Area of Plateau ...Untimely loan disbursement, low market price of farm produce, and high interest rate were the major ...
7
Financial institution factors influencing loan default by smes in kitui central sub county
... adequate loan underwriting, monitoring and ...institution, loan factors and lender ...influence loan repayment. Institutional factors include the time lag between loan application and ...
7
A study on Determinants of Loan Repayment Performance: The case of Sidama Micro Financing Institution, Sidama Zone, SNNPR, Ethiopia
... of loan, market failure or loss, and using entire loan for different personal problems were major causes for withholding outstanding loan on the side of ...on loan disbursement, approving ...
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Determinants of Micro and Small Enterprises’ Access to Finance
... The personal characteristics of the owner-manager make a difference to the firm’s ability and likelihood of accessing external finance (Irwin & Scott, 2010; Cassar, 2004). Vos et al., (2007) found that younger owner– ...
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The Impact of Microfinance Banks on Household Income and Expenditure among Rural Communities in Oyo State
... Berger and Frame (2007) provided an excellent analysis discussion of the usage of credit scoring technology by large banks in lending to small businesses. “The technology is changing the relationship between the small ...
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Size, Non performing Loan, Capital and Productivity Change: Evidence from Indian State owned Banks
... Against this background, the present paper seeks to examine the interrelationships among risk, capital, productivity change and size of the state-owned banking sector in India. While the relationship between ...
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On Corporate Hedging and Firm Focus and on Bank Board Structure
... The existing literature remains mainly concerning the U.S. and Europe (Berger et al., 2005; Iannotta et al., 2007), where the governance systems are quite different from those found in China and other transition ...
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The Loan Agreement
... acquire loan from other banks, to that bank award in mortgage the same ...for loan agreement. With loan agreement on the basis of pledge of commercial paper, the bank approves loan of specific ...
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Effect of Debt Finance on Financial Performance of Savings and Credit Cooperative Societies in Maara Sub-county, Tharaka Nithi County, Kenya
... of loan to the borrower hence discouraging borrowing while low interest charged on loans increases the cooperative society’s profits and therefore for the interests of both the lender and the borrower interest ...
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Loan Sharks and Loan Shark Legislation in Illinois
... Following the survey made by the Chicago Department of Public Welfare representatives of the Industrial Club, the Legal Aid Society, the First State Industrial Wage Loan Society, the Ill[r] ...
14