Peer to Peer Lending
Peer to Peer Lending, Joint Liability and Financial Inclusion with Altruistic Investors
... Peer-to-peer lending platforms are increasingly important alternatives to traditional forms of credit ...a peer-to-peer model of credit intermediation where the terms of the loans are ...
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Comprehensive Evaluation of Online Peer to Peer Lending on the Province Level Regions in China Based on Generalized Principle Component Analysis
... This article is based on recent development of peer-to-peer lending industry in China. With the design of regional quality in mobile payment, this article constructs a multi-index evaluation sys- tem ...
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LOGISTIC REGRESSION OF LOAN FULFILLMENT MODEL ON ONLINE PEER-TO-PEER LENDING
... Loan fulfillment model is used to refine loan assessment of borrower which done by lenders based on historical lending of lenders. This model is a prediction about what loans will be funded by lenders. This paper ...
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Current Status and Future Prospects of China’s Peer-to-Peer Lending Regulation
... China’s peer-to-peer lending industry is now at a critical moment that the Draft Measures on P2P lending regulation has just been put forward, determining the industry’s future direction of ...
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The Business Models and Economics of Peer to Peer lending ECRI Research Report No 17, May 2016
... for lending secured on property – is that recovery levels depend to an important degree on the role of lenders in contract enforcement, to obtain maximum recovery in the event of loan default through exercising ...
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Microfinancing and Home purchase Restrictions: Evidence from China’s Online Peer to Peer Lending
... This paper investigates whether borrowers’ home values affect their unsecured loans’ borrowing costs using data from a leading online peer-to-peer (P2P) platform in China. Taking China’s 2016 home -purchase ...
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Mainstreaming social finance : the regulation of the peer to peer lending marketplace in the United Kingdom
... P2P lending in the UK, a similar process of regulatory capture can be identified, but appears to be contributing to the construction of regulators’ views of socially useful finance by ‘lubricating the flows of ...
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Peer To Peer Lending Supervision Analysis Base On Evolutionary Game Theory
... P2P lending play a key role in its maturing and healthy ...P2P lending industry, and construct the credit information service share platform as soon as ...P2P lending industry good and evil people ...
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Non-Bank Financing in Ireland: A Comparative Perspective
... From the Department of Finance data, we develop indicators for the following types of non-bank debt financing: loans from friends and family, loans from business partners, and crowdfunding/peer-to-peer ...
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Added value of machine learning in retail credit risk
... of Peer to Peer lending, where borrowers and investors are matched through an on-line platform, has been amplified by the financial crisis in ...the peer to peer loans have to be issued ...
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An empirical study on fund raisers’ perspective towards crowd funding models
... 45% used reward based crowdfunding model for raising funds, 18% respondents took the help of donation based crowdfunding model, 17% respondents raised funds through peer to peer lending,[r] ...
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The Creators Intentions Influence Crowdfunding Performance As An Alternative Source Of Business Funding
... viii 2.3 Types of Crowdfunding Model 2.3.1 Equity-based crowdfunding model for return of financing 17 17 2.3.2 Lending-based crowdfunding model also known as peer-to-peer lending 18 2.3.[r] ...
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The Case of Alternative Versus Traditional Financing: A Literature Review
... their lending behaviors and force them to ration ...of peer to peer lending, crowdfunding, and other online platforms come not just with a different level of ease of applications, but also ...
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A Peer-to-Peer Reputation Evaluation System
... In this section, we discuss the design, implementation and results of our experiments to disclosure the efficiency and effectiveness of FuzRep. They are conducted in two phases. Phase one takes a macro perspective to ...
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Dependability within Peer to Peer Systems
... Peer addressing - Due to the rapid uptake of the Internet it is no longer feasible to guarantee every host with a fixed IP address. Dynamic IP's are seen as a possible solution; however within P2P systems their ...
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Performance Modelling of Peer to Peer Routing
... Peer-to-peer routing has now been used for several years in a diverse range of applications. Despite the age of many such protocols, little work has gone into providing their for- malised models. Existing ...
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What are the determinants of lending decisions for Chinese Peer to Peer lenders?
... to peer (P2P) lending means the actions of direct lending and borrowing among private individuals occur without traditional financial institutions serving as intermediaries ...P2P lending is ...
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Incentives in peer-to-peer and grid networking
... use peer-to-peer architectures in non peer-to- peer areas which have a peer structure but are dominated by either centralized approaches or by the requirement of a cooperative ...
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Censorship Resistant Peer-to-Peer Networks
... 40]. Peer-to-peer networks are considered more robust against censorship than standard web servers ...suggested peer-to-peer architectures are fairly robust against random faults, the censors ...
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Subjectivity in the ecologies of peer to peer production
... there is Dr. Marcin Jakubowski’s work as Director for Permaculture and Open Manufacturing, which is the basis for his Factor E Farm Project using peer production methodologies. Factor E Farm is an experiment of ...
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