Peer-to-Peer (P2P) lending
Current Status and Future Prospects of China’s Peer-to-Peer Lending Regulation
... Peer-to-peer lending is a new mode of financing that allows borrowers and lenders to transact through Internet platform without traditional intermediaries (Hulme and Wright, ...P2P lending ...
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LOGISTIC REGRESSION OF LOAN FULFILLMENT MODEL ON ONLINE PEER-TO-PEER LENDING
... Online peer-to-peer lending transform the old idea of personal credits into internet and eliminate mediation of financial institutions from common credit application process (Herzenstein et ...P2P ...
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Comprehensive Evaluation of Online Peer to Peer Lending on the Province Level Regions in China Based on Generalized Principle Component Analysis
... This article is based on recent development of peer-to-peer lending industry in China. With the design of regional quality in mobile payment, this article constructs a multi-index evaluation sys- tem ...
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Peer to Peer Lending, Joint Liability and Financial Inclusion with Altruistic Investors
... Peer-to-peer lending platforms are increasingly important alternatives to traditional forms of credit ...a peer-to-peer model of credit intermediation where the terms of the loans are ...
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The Business Models and Economics of Peer to Peer lending ECRI Research Report No 17, May 2016
... P2P lending, using the data from the Peer-to-Peer Finance Association, with the total amount of credit provided by other providers of loan finance the ...of lending during the period before ...
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Mainstreaming social finance : the regulation of the peer to peer lending marketplace in the United Kingdom
... P2P lending in the UK has contributed to the growth of socially useful finance, as defined by leading regulatory ...P2P lending sector can be interpreted as an instance of ‘regulatory capture’ characterised ...
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Microfinancing and Home purchase Restrictions: Evidence from China’s Online Peer to Peer Lending
... Despite the competing forces, early studies focus on secured loans, where houses are used as collaterals. It is still unclear whether pervious findings could be extended to unsecured loans, where houses are not pledged. ...
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Peer To Peer Lending Supervision Analysis Base On Evolutionary Game Theory
... P2P lending enterprises, and analyzes the dynamic game characteristics between ...P2P lending enterprises is beneficial to construct a stable and excellent ...
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An empirical study on fund raisers’ perspective towards crowd funding models
... 45% used reward based crowdfunding model for raising funds, 18% respondents took the help of donation based crowdfunding model, 17% respondents raised funds through peer to peer lending,[r] ...
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Added value of machine learning in retail credit risk
... models. Lending Club is an American peer to peer lending platform that makes borrower information and his- torical loan performance publicly ...the Lending Club data ...
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Non-Bank Financing in Ireland: A Comparative Perspective
... From the Department of Finance data, we develop indicators for the following types of non-bank debt financing: loans from friends and family, loans from business partners, and crowdfunding/peer-to-peer ...
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The Creators Intentions Influence Crowdfunding Performance As An Alternative Source Of Business Funding
... viii 2.3 Types of Crowdfunding Model 2.3.1 Equity-based crowdfunding model for return of financing 17 17 2.3.2 Lending-based crowdfunding model also known as peer-to-peer lending 18 2.3.[r] ...
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The Case of Alternative Versus Traditional Financing: A Literature Review
... their lending behaviors and force them to ration ...of peer to peer lending, crowdfunding, and other online platforms come not just with a different level of ease of applications, but also ...
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Performance Modelling of Peer to Peer Routing
... based peer-to-peer systems involves iteratively or recursively forwarding a message closer to its eventual destination based on local knowledge at each node, reduc- ing the number possible recipients with ...
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Dependability within Peer to Peer Systems
... single peer that can act as a lookup for all other peers within the ...index peer. Although having an index peer does provide certain benefits, it also becomes a single point of ...server peer ...
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A Peer-to-Peer Reputation Evaluation System
... In this section, we discuss the design, implementation and results of our experiments to disclosure the efficiency and effectiveness of FuzRep. They are conducted in two phases. Phase one takes a macro perspective to ...
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What are the determinants of lending decisions for Chinese Peer to Peer lenders?
... to peer (P2P) lending means the actions of direct lending and borrowing among private individuals occur without traditional financial institutions serving as intermediaries ...P2P lending is ...
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Incentives in peer-to-peer and grid networking
... use peer-to-peer architectures in non peer-to- peer areas which have a peer structure but are dominated by either centralized approaches or by the requirement of a cooperative ...
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Censorship Resistant Peer-to-Peer Networks
... 40]. Peer-to-peer networks are considered more robust against censorship than standard web servers ...suggested peer-to-peer architectures are fairly robust against random faults, the censors ...
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Subjectivity in the ecologies of peer to peer production
... there is Dr. Marcin Jakubowski’s work as Director for Permaculture and Open Manufacturing, which is the basis for his Factor E Farm Project using peer production methodologies. Factor E Farm is an experiment of ...
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