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Quality of life of the senior citizens: a study of female senior  citizens in mumbai

Quality of life of the senior citizens: a study of female senior citizens in mumbai

The life expectancy has increased worldwide, which has resulted in a sharp increase in the number of senior citizens. There is a growing concern about how the elderly people will be century. The present challenge is how to ensure that people will be enabled to age with security and dignity. The lack of understanding and insight into the factors influencing Quality of Life (QOL) of the senior citizens is largely responsible for the elderly being denied a dignified existence. The present research study is undertaken for understanding the status and quality of life of female senior citizens in rking earlier depend completely on their spouse and children for their respectful living after the age of 60 years. The present study focus on analysis of quality of life of female senior citizen in Mumbai on the basis of three t, Family and Social Support and Health Conditions. Total 400 women respondents above 60 years of age from suburban and urban districts of Mumbai participated in the survey. The data regarding quality of life has been collected through a nnaire method. The findings of the present study aimed to benefit and empower women senior citizens by focusing on specific parameters to improve their
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AWARENESS OF REVERSE MORTGAGE AMONG THE SENIOR CITIZENS: A CASE STUDY OF SBI, KADAPA

AWARENESS OF REVERSE MORTGAGE AMONG THE SENIOR CITIZENS: A CASE STUDY OF SBI, KADAPA

The present study finds that reverse mortgage is a fantastic product and this would be the best pension plan. Many senior citizens could be attracted and also show the interest towards it if it is properly take to the needy people. Banks have failure in marketing the product in India effectively. Dewan Housing, a largest housing finance company in India could sell only 4 -5 reverse mortgage loan during last two years. This reveals that the efforts of the banks are poor in marketing the product.

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State Financial Regulators. Roundtable Guide to. Financial Services Issues for. Senior Citizens

State Financial Regulators. Roundtable Guide to. Financial Services Issues for. Senior Citizens

First, it always important that the marketing and provision of any financial services to senior citizens be done in an appropriate manner and that the financial services be appropriate to these consumers, based on their age, their age, their risk tolerance, and their understanding of the product being offered. In the case of securities, there is a potential legal exposure to parties who sell investment products that are not suitable to the purchaser. For example, it would most likely be inappropriate for a salesperson to sell a 30-year, zero coupon bonds to an 80-year old woman, since the bond doesn’t yield any income until maturity and the date of maturity is beyond the life expectancy of the purchasing consumer. In addition to potential legal and regulatory requirements, individuals and companies engaged in providing services must maintain high ethical standards that provide that the marketing and sale of products be done in an appropriate fashion, that representations regarding products be fair and appropriate and that products sold be appropriate and beneficial to senior citizens purchasing these products.
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Reverse Mortgage Facilities in India For Cash Poor Home Rich Senior Citizens

Reverse Mortgage Facilities in India For Cash Poor Home Rich Senior Citizens

also announced operational guidelines for granting of the RmF. The guidelines are applicable to the housing finance companies registered with the NHb within the overall framework of the RmF. primary lending institutes have the discretion to place suitable safeguards keeping into view the inherent risks. One of the eligibility criteria under the scheme is that the title of the residential property to be mortgaged should be free from encumbrances and mortgagor should have a clear title or ownership. This criterion is vague as it is left to the discretion of primary lending institutions (pLIs) to decide the extent of existing loan which under the normal mortgage will be treated as free from encumbrances. moreover, most of the residential houses sold earlier by government bodies like the DDA or the GDA are on a 90-year lease. It has not been made clear in the guidelines as to whether senior citizens owning such residential properties are eligible prospects under the RmF.
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Health Self Awareness in Senior Citizens: Focus on Physical, Emotional and Cognitive Health

Health Self Awareness in Senior Citizens: Focus on Physical, Emotional and Cognitive Health

Consequently, it is possible to raise the hypothesis that on the one hand positive health self-awareness relates directly with the subjective experience of well-being and to good quality of life at old-age. On the other hand, negative health self-awareness results from physical, cognitive and emotional impairment and interferes in the search of medical assistance as a whole. Therefore, knowing the role that different variables may play in the way that individuals are aware of their own health may help in the introduction of more efficient clinical interven- tions once self-awareness is related to the pursuing of early diagnosis, treatment adherence and disease preven- tion. Thus, it is important to investigate not only physical factors but also demographic, social and psychological aspects that may be related to health self-awareness of old people. The present study describes how a sample of Brazilian senior citizens assesses their general health and verifies the relationship between negative health self- awareness and social-demographic factors as well as physical, emotional and cognitive impairment in this population.
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German Federal Ministry for Family Affairs, Senior Citizens, Women and Youth

German Federal Ministry for Family Affairs, Senior Citizens, Women and Youth

The placement agencies for the International Youth Volunteer Service take part in evaluations or statistical surveys commissioned by the Federal Ministry for Family Affairs, Senior Citizens, Women and Youth, especially volunteer exit surveys. The placement agencies are required to properly inform the Federal Ministry for Family Affairs, Senior Citizens, Women and Youth on request about the service's current state and development.

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A PSYCHO SOCIAL STUDY ON SENIOR CITIZENS LIVING IN OLD AGE HOME

A PSYCHO SOCIAL STUDY ON SENIOR CITIZENS LIVING IN OLD AGE HOME

Table no-5 depicts information about psycho social conditions of senior citizens living in old age home. The results indicated that among 40 respondents 76% of them are married and 24% of them are unmarried and this is the main reason for joining old age home. 59% of them don‟t have children so they have become orphan. 84% of them were living in nuclear family and it is also made them to join old age home. 49% of senior citizens are literates and worked in government and private organizations. 51% of them feel that they are unemployed and they have become financial burden for their family members. 69% of senior citizens said that they don‟t hold any kind of property.
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Efficiency Improvement of Long-Term Care for Senior Citizens in the Russian Federation

Efficiency Improvement of Long-Term Care for Senior Citizens in the Russian Federation

This paper examines organizational support to the long-term care system which consists of the regulatory, infrastructural, financial, staffing, methodological and information technology support. The authors have analyzed the data provided by the Federal State Statistics Service of the Russian Federation reflecting the count of pensioners receiving the old-age pensions and pension average size, as well as the current state of social service organizations in the Russian Federation. The analysis results were used to validate a necessity to introduce the system of long-term care for senior citizens and people with disabilities. It was determined that it is possible to create infrastructure and financial support to enable functioning of this system by implementing the public-private partnership projects. The authors proposed measures for efficient implementation and functioning of the long-term care system in the Russian Federation. The undertaken analysis brought us to the conclusion that in the Russian Federation there is a need to take certain measures aimed at: development of social infrastructure facilities for the disabled and senior citizens; construction of new modern infrastructure; active engagement of socially committed non-profit organizations for the provision of social and medical services included in the long-term care for senior citizens.
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The impact of senior citizens’ use of online social networks on their cognitive function

The impact of senior citizens’ use of online social networks on their cognitive function

The primary purpose of the present study was to examine whether senior citizens’ use of online social networks affect their cognitive function. The results of the study show that seniors’ use of online social networks positively affected their cognitive function levels. Senior citizens who use online social networks had a significantly higher cognitive function level than those who do not use online social networks. In addition, the results show that there was a significant relationship between the number of months for seniors’ use of online social networks and their MMSE scores. Seniors received higher MMSE scores as they use online social networks longer. The results of the study suggest that seniors’ participation in online social networking, which can be cognitively stimulating, is associated with maintenance or even improvement of their cognitive functions and seems to protect against age-related decline of cognitive functions. Therefore, seniors’ use of online social networks may be an efficient and effective method of delaying and preventing AD.
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A Study on Healthcare Support e-Service Design for Senior Citizens

A Study on Healthcare Support e-Service Design for Senior Citizens

Adopting e-service and ICT (information and communication technologies) in healthy caring service is one of the solutions to broaden the knowledge channel for elderly. Due to the physiological recession from aging, traditional system design may not provide suitable assistant for elderly. There should be a service design that is specifically addressing on the problems that elderly encountered. In this study, a healthcare support e-service (denoted as HSS) design on stroke-precaution for elderly is proposed. The stroke-precaution HSS provides personalized healthcare information for elderly to learn and enrich their knowledge. The user interface design could help elderly to overcome the aging problems. The personalized recommendation service design could provide useful healthcare information for senior citizens. The provision of numerous multilingual video clips of stroke-precaution knowledge could support those illiterate senior citizens conquer the reading problem.
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Characteristics of general practice care: What do senior citizens value? A qualitative study

Characteristics of general practice care: What do senior citizens value? A qualitative study

During the next step, the researchers discussed any possible discrepancies until consensus was reached. The analysis was conducted according to the rules of the frame work method [15,16]. The five most important steps in this method are familiarization, identifying a thematic framework, indexing, charting and mapping/ interpretation. The interviews and analysis were part of an iterative process in which the study team agreed on a preliminary coding frame by using initial interviews and broadly thematic content analytic approach [15,16]. A preliminary classification of the product and service attributes that senior citizens value was made after 4 interviews. The classification was adjusted after 8 and 12 interviews. The interviews and the analyses were con- ducted simultaneously. For data processing, we used Kwalitan 5.0 [17].
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Epidemiologic survey and analysis of mild cognitive impairment amongst community senior citizens of Changsha City

Epidemiologic survey and analysis of mild cognitive impairment amongst community senior citizens of Changsha City

Results: The MCI prevalence among senior citizens in Changsha City was 16.27% (287/1 764). The MCI prevalence increased with age [for the 60, 70, and 80 age groups, the prevalence was 9.79% (84/858), 20.14% (149/740), and 32.53% (54/166), respectively, P<0.05]. The more education re- ceived, the less the likelihood of developing MCI [the prevalence of illiteracy, those who went to pri- mary school, junior high school, senior high school, or technical secondary school, college, and un- dergraduates and above was 32.10% (26/81), 18.40% (90/489), 13.97% (70/501), 15.29% (61/399), 14.39% (19/132), and 12.96% (21/162), respectively, P<0.05]. Blue-collar workers’ chances of de- veloping MCI was higher than white-collar workers [19.12% (187/978) and 12.72% (100/786), re- spectively, P<0.05]. Living alone increased the likelihood of developing MCI than not living alone [21.59% (65/301) and 15.17% (222/1 463), P<0.05]. The logistic regression analysis showed that age, educational background, and marital status were in the regression (P<0.05). The MCI prevalence of Changsha did not differ from that Portugal, Singapore, Beijing, and Urumchi (P>0.05), but lower than Shanghai [35.78% (161/450)] and higher than Chengdu [2.35% (92/3 910)] (P<0.05).
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A Comparative Study to Assess Psychological Wellbeing of Senior  Citizens in Selected Rural and Urban Area

A Comparative Study to Assess Psychological Wellbeing of Senior Citizens in Selected Rural and Urban Area

According to gender majority of senior citizens from rural area 20[66.67%] were in males, whereas 10[33.33%] senior citizens were females. Majority of senior citizens from urban area 18[60%] were in males, whereas 12[40%] senior citizens were females. According to educational status majority of senior citizens from rural area 15[50%] had primary educational status, whereas 5[16.67%] senior citizens had high school level educational status, however 5[16.67%] of senior citizens had higher secondary educational status, whereas 5[16.67%] had graduate and above educational status. Majority of senior citizens from urban area 10[33.33%] had high school educational status, whereas 10[33.33%] senior citizens had higher secondary level educational status, however 5[16.67%] of senior citizens had primary level educational status, whereas 5[16.67%] had graduate and above educational status.
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Evaluation of the Philippine Expanded Senior Citizens Act (RA 9994) on Mandated Privileges for the Elderly

Evaluation of the Philippine Expanded Senior Citizens Act (RA 9994) on Mandated Privileges for the Elderly

Filipino values and cultural background somehow affect the full implementation of the law. Three issues were noted during the interviews: jackpot mentality; helpfulness; and shyness. Jackpot mentality is defined as the “get rich quick” mentality of some Filipinos who prefer to engage in easy ways of getting money (Quizlet, 2015). This concept is akin to some Filipinos who prefer the easy way to get purchase discount the fastest way possible. From the interview, one respondent said that “asking for discounts is such a hassle because of the requirements needed. It takes too much time waiting for others to be given their discount. I rather go to other fast lane counter without discount”. Arguably, the process of getting the discount is easy than what some elderly complained about. Yet, some senior citizens consider the process a hassle so they prefer not to avail. In some cases, they don’t avail the discount because they only use their senior citizen ID to get financial assistance. On the transportation services, there is no discrepancy with the mandated discount since shipping and air lines are complaint, specifically to Rule IV article 7 Section 2 [a and b] of RA 9994 (GOP-RA 9994, 2010). Senior citizens are just required to present their senior citizen ID to avail of the discount. Those who experienced travelling by air and sea were to avail of the full 20 percent discount on their base fares. It was very convenient since they only need to present their senior citizen ID. Flights which are on promotion are not entitled for the senior citizens’ discount.
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Proposal And Pilot Study Of Introductory Learning Course In Personal Computers For Japanese Senior Citizens

Proposal And Pilot Study Of Introductory Learning Course In Personal Computers For Japanese Senior Citizens

However, these courses are difficult for seniors who just have started to learn. Therefore a gap exists between users’ skills and the courses’ content some seniors cannot keep up with the basic courses. Our approach proposes a course that helps seniors “graduate” from introductory to more common courses. So, we propose a new introductory PC course for senior citizens who have not yet successfully operated computers and are learning them for the first time. First we researched existing IT learning classes and clarified the relevant problems. Next, we discuss a new course that solves these problems, and we report the results of applying it on a testee. Our research helps those who are operating a computer for the first time or who have dropped behind in their class in their IT learning classes. Moreover, the teachers of such classes can also use this method.
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AN EXPLORATORY RESEARCH ON DIVERSITY MANAGEMENT: THE TURKISH CASE WITH SPECIAL REFERENCE TO THE POSITION OF SENIOR CITIZENS

AN EXPLORATORY RESEARCH ON DIVERSITY MANAGEMENT: THE TURKISH CASE WITH SPECIAL REFERENCE TO THE POSITION OF SENIOR CITIZENS

Recent demographic projections point out that the majority of workforce in America and Europe will consist of women, minorities and senior citizens in near future. In order to have competitive advantage, 44 percent of 34 international corporations indicate that the main reason behind their diversity management trainings is to capture different markets and different types of customers. For instance Alpine Bank employees bilingual employees to target Spanish market (Dass and Parker, 1996). Although the subject of “age” is emphasized as a part of diversity management and aging is accepted as a universal matter, how senior citizens are managed and motivated within an organizational setting, how the term of active aging would be integrated into diversity trainings and whether there are new initiatives or strategies to utilize these experienced people remain unanswered. When the documents published by the European Commission and the United Nations are analyzed, it could be clearly seen that the social aspects of being a senior and necessary precautions to integrate these people into social life is portrayed in detail. However, the dimensions related to their work life still need to be enhanced.
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Participation, Barriers and Preferences of Senior Citizens on Physical Activities

Participation, Barriers and Preferences of Senior Citizens on Physical Activities

This study was conducted with senior citizens in the municipality of Siniloan, Laguna, Philippines. The purposes of this study were to determine the level of participation, barriers and preferences of senior citizens on physical activities as basis in developing comprehensive fitness program designed for them. The study utilized descriptive survey design using stratified and random sampling techniques. The study revealed that only 35% of the respondents achieve the minimum recommended physical activity as prescribed by World Health Organization. Results also show that lack of time is the main concern in physical activity participation and other important concerns were social influence, lack of energy, lack of willpower, and fear of injury. Fitness walking, running, jogging and zumba were the most preferred activities of senior citizens. This study suggests that walking, running, jogging and Zumba become part of the physical fitness program for senior citizens in Siniloan, Laguna.
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Interest and Preferences of Senior Citizens: Basis for Wellness Program

Interest and Preferences of Senior Citizens: Basis for Wellness Program

senior citizens as one of their wellness program since beaches in Cagwait are accessible to them. The Local Government of Cagwait and the Municipal Social Welfare and Development may sustain the implementation of the wellness program for the senior citizens. The researcher may tie up with the leaders of the senior citizens organization to have budget or enough financial support and the wellness program must be included in their anniversary as one of the activities.

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Voice Operated Home Automation for Senior Citizens

Voice Operated Home Automation for Senior Citizens

Home automation is the way of automating the routine activities and the activities which require physical effort. Though much of the effort into automation systems development has been put into reducing the physical effort and automating home management systems, there is only very limited effort has been put in development of home automation systems which will aid and assist senior citizens. So in this study, a simple ON/OFF activity is voice automated and is much focused on aiding senior citizens, because this simple action is most common and effort taking in many senses. The automation system developed has been designed to have a hand held device as well which has a built in microphone system which can be used to say commands without the need to move to the switch board.
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Needs of Senior Citizens Participating in the Design of University Courses

Needs of Senior Citizens Participating in the Design of University Courses

A literature review showed that senior citizens’ learning needs for various courses are influenced by their demographic characteristics (Kou, 2003 [1]; Lin, 2007 [2]). Thus, the intrinsic qualities of senior citizens place a specific extent of influence on their learning preferences. Kuo (2003) [1] found that characteristics of gender, age, education level, and health influence senior citizens’ learning needs with regard to courses. As cited in Lin (2007) [2], Williamson (2000) and Lai (1990) [3] asserted that gender influences the content of senior citizen learning. Huang and Wu (2007) [4] studied a group of middle-aged and senior women studying supplementary courses in an elementary school. The researchers found that characteristics of gender and family class influenced the course perspectives of the subjects, and contended that this influence was because of varying backgrounds and stereotypical limitations. Wei (2008) [5] reported that characteristics of cultural background, ethnicity, gender, class, and age influence individual learning performance. This researcher also contended that the
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