[PDF] Top 20 policy document basic holiday home insurance (excluding escape of water)

... this insurance will not be affected by any act or neglect of the borrower or anyone living, using or controlling any building we insure if the danger of loss or damage is increased without the lender’s authority ... See full document

... These policy conditions are part of your insurance contract, along with your ...these policy conditions to make sure you know exactly what your insurance ...the policy details and your ... See full document

... any insurance contract with you, so we can protect ourselves from risk or to make sure we meet with regulations or good ...the Insurance Link database, run by Insurance ...using Insurance ... See full document

... We will not reduce the sum insured after we pay a claim as long as you agree to carry out any recommendations we make to prevent further loss or damage. The most we will pay will be each sum insured as shown in the ... See full document

... the policy by sending you seven days notice in writing to your last known ...of insurance, providing that you have not made any claim during the current period of ...your policy, you decide that the ... See full document

... this policy booklet and the sections shown in your schedule for loss, damage, injury or liability that happens during the period of ...this policy booklet ... See full document

... the Policy carefully to ensure you understand the extent of the cover provided and the conditions and exclusions which apply and particularly, the actions you must take if and when you become aware of a claim or a ... See full document

... Insured Holiday in winter sports (other than those insured under the Winter Sports subsection if operative, and limited to a combined total of 21 days in any one Period of Insurance), racing (other than on ... See full document

... We have designed this insurance for private homes and their contents. We hope the language and layout are clear because we want you to understand the cover we provide and your responsibilities. Many of the words ... See full document

... main policy benefits and the terms and ...the policy document, a copy of which will be provided on completion of your contract or at any time on ...your policy documentation, you will have ... See full document

... Damage to the drives, walls, patios, paved terraces, footpaths, tennis courts, fixtures, fittings, fences and gates, plus statues, pergolas, gazebos, garden ponds, swimming pools and fountains that are all permanently ... See full document

... returning home and you haven't already purchased a return ticket before you became injured or ill, we may deduct from your claim the cost of the fare between your last intended departure point and your home ... See full document

... Insured Holiday in winter sports (other than those insured under the Winter Sports subsection if operative, and limited to a combined total of 21 days in any one Period of Insurance), racing (other than on ... See full document

... the insurance and the premium they ...this document most carefully to ensure that all the statements are correct to the best of your ...provide insurance or the premium and ...this insurance ... See full document

... on policy to ensure compliance with financial sanctions in effect in the UK and ...on policy may be shared with HM Treasury and other international regulators where ... See full document

... If you live in certain areas, we may insist that you have high-security locks and, in some cases, an alarm system fitted. To reduce your premium, you may have told us that you have these locks or an approved alarm. We ... See full document

... If you have a legal or tax problem we strongly recommend that you initially take advantage of our confidential legal and tax advice helpline which is provided as part of this policy; the only cost to you is a ... See full document

... the home, jewellery, watches, medals, and other items which your family normally wear or carry, credit, debit, cheque, charge, bankers or cash dispenser cards, current bank notes and coins, stamps, cheques, ... See full document

... Contents shall not include property primarily held for professional or business purposes, electrically or mechanically powered vehicles, (other than domestic gardening machines), aircraft, boats, boards and craft ... See full document

... of insurance and directly caused by a peril against which your contents are insured other than storm or ...of insurance, or the amount shown on your schedule if this is ... See full document