[PDF] Top 20 Summary Plan Description As In Effect January 1, 2013

... because of reasons beyond the control of the Plan Administrator. If you have a claim for benefits which is denied or ignored, in whole or in part, you may file suit in a state or Federal court. In addition, if you ... See full document

... The Plan will always pay either its regular benefits in full, or a reduced amount which, when added to the benefits payable by the other plan or plans will equal 100% of Allowable ...this Plan, part ... See full document

... a plan that was merged into the Plan, see Appendix D (Prior Merged Plans) to this Summary Plan Description and prospectus for information regarding any benefits, rights, and features of ... See full document

... this Plan (or to another 401(k) plan or 403(b) plan if such amount was directly rolled over into this Plan) and ending on the last day of the calendar year that is 5 years ...this Plan ... See full document

... The Women’s Health and Cancer Rights Act of 1998 (“WHCRA”) requires group health plans, insurance issuers and HMOs that provide medical and surgical benefits for mastectomy procedures to provide insurance coverage for ... See full document

... after January 1, 2007 and who has continuous good standing of twenty (20) or more years immediately preceding his ap- plication shall receive disability pension benefits, computed on the basis of four ... See full document

... A member shall be credited with a year of service if the member is compensated or entitled to compensation by a participating employer and/or a member of the controlled group for 1,000 hours or more in a “service year.” ... See full document

... this Plan has an option for you to make additional contributions into an investment account known as the Certificate Fund that is described in the Prospectus and other information already provided to ...at ... See full document

... no effect on your right to any other benefits under this ...the Plan waives any right to assert that you failed to exhaust administrative ...the Plan agrees that any statute of limitations or other ... See full document

... no effect on your right to any other benefits under this ...the Plan waives any right to assert that you failed to exhaust administrative ...the Plan agrees that any statute of limitations or other ... See full document

... in 1% ...take effect on the same day if you complete your call by 4 PM Eastern time on a business day (a day that the New York Stock Exchange opens for ... See full document

... the Plan are affected by these ...after January 1, 2012, other than catch-up contributions, exceed this amount and you are eligible to make catch-up contributions, your before-tax, Roth 401(k) and/or ... See full document

... Account Plan, to reimburse eligible employees of Mayo Clinic and other participating employers for dependent care expenses on a pre-tax ...Effective January 1, 2016, this document sets forth the ... See full document

... the Plan Administrator will foreclose on other security or offset the Vested interest in your account by the outstanding balance of the loan when you terminate ...The Plan Administrator will generally ... See full document

... the Plan. This period may be extended by the Plan for up to 30 days, provided that the Administrator both determines that such an extension is necessary due to matters beyond the control of the Plan ... See full document

... In exchange for favorable tax treatment, the IRS requires plans such as The McClatchy Company 401(k) Plan to pass certain fairness tests. The tests are designed to assure a fair mix of participation in the ... See full document

... the Plan and the Policy, and to determine all questions relating to Plan benefits, including but not limited to eligibility for such ...and effect, and shall be conclusive and binding on all parties; ... See full document

... When your participation begins, you’ll need to designate a beneficiary(ies) (you can designate both primary and contingent beneficiaries). In the event of your death, the beneficiary(ies) you select will be paid your ... See full document

... Information required when requesting a patient audit incentive payment includes copies of the original and revised billings from the provider, both the incorrect and adjusted explanation of benefits from BCBSMS, and ... See full document

... like plan expenses or interest accru- ...from Plan participants who transfer their accounts out of the Gap Stock Fund or who take distributions or withdrawals from the Gap Stock Fund in the form of ... See full document