credit bureaus
Credit Bureaus in Today’s Credit Markets. ECRI Research Report No. 4, 1 September 2002
... certain credit operations, such as applying for a loan or credit card, but without the customer’s explicit ...the credit reporting ...including credit data in credit bureaus ...
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The European credit information landscape. An analysis of a survey of credit bureaus in Europe. ECRI Research Report, January 2011
... local credit bureau (in terms of number of employees) seems to reveal a relationship between the two ...those credit bureaus founded before the 1990s, the staff size exceeds 100 employees (see Table ...
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Information Asymmetry and Market Power in the African Banking Industry
... of credit bureaus can ease exchanges of information among banks in order to reduce information cost, bank risk level and credit costs when banks such as Bank of Africa, Ecobank and Attijariwafa Bank ...
30
Information Sharing and Financial Sector Development in Africa
... functioning credit reporting offices before ...established credit registries with the primary purpose of consolidating supervision at the banking ...these credit registries often did not provide ...
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Bank Size, Information Sharing and Financial Access in Africa
... public credit registries in the severity of constraints on ...private credit bureaus more positively affect financial access when compared with public credit registries or environments where ...
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Information-Sharing and Cross-Border Entry in European Banking. ECRI Research Report No. 11, 22 February 2010
... the credit histories of borrowers in a target market, they incur the risk of incorrectly estimating a borrower’s credit risk, which may result in the incorrect pricing of the services ...offered. ...
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Essential Information Sharing Thresholds for Reducing Market Power in Financial Access: A Study of the African Banking Industry
... public credit registries in market power for loan quantity, the marginal effects, net impacts and thresholds are respectively ...public credit registries is required to reverse the negative effect of market ...
31
Information Asymmetry and Financial Development Dynamics in Africa
... public credit registries (PCR) and private credit bureaus (PCB) to mitigate the information asymmetry associated with financial development (Triki & Gajigo, ...(like credit, payments, ...
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Reducing Information Asymmetry with ICT: A critical review of loan price and quantity effects in Africa
... public credit registries decrease the price of loans and increase the quantity of ...private credit bureaus do not lead to enhanced financial access, corresponding marginal effects show that ICT can ...
30
At What Levels of Financial Development Does Information Sharing Matter?
... sharing bureaus are measured with public credit bureaus and private credit registries (Triki & Gajigo, 2014; Asongu et ...public credit bureaus and private credit ...
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Information sharing in credit markets: incentives for incorrect information reporting
... of credit information sharing - private credit bureaus and public credit registries - in the market for bank loans represent one of the possible solutions of information asymmetry problem, - ...
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Information sharing and conditional financial development in Africa
... The purpose of this study has been to examine conditional financial development from information sharing in African countries using contemporary and non-contemporary quantile regressions. In summary, the following ...
27
The Role of ICT in Reducing Information Asymmetry for Financial Access
... This study assesses the role of ICT in complementing private credit bureaus (PCB) and public credit registries (PCR) in reducing information asymmetry for financial access. The empirical evidence is ...
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The Application of Fuzzy-Rough Set Decision Tree for Credit Rating
... customer credit through fuzzy decision tree by using the history data of existing credit ...the credit, loan, mortgage interest (rate), customer turn over, and the long passage of the customer's ...
6
Credit Cardholder: Convenience User or Credit Revolver?
... a credit cardholder who has a higher level of awareness of the pricing structure of credit cards is ...monthly credit card bill in ...the credit card but fewer respondents are knowledgeable ...
17
Who needs credit and who gets credit? Evidence from the Surveys of Small Business Finances
... firm credit quality as proxied by the number of obligations on which the firm has been 60 or more days delinquent during the previous three years, whether the firm had declared bankruptcy in the past seven years, ...
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A Pilot Study on District Health Information Software 2: Challenges and Lessons Learned in Developing Countries: An Experience from Ethoipia
... A total of 122 indicators were included in the software. Age, sex, region, and other disaggregation performance metrics were used for indicators based on type of program they monitor. Public Health Emergency Management ...
6
Eurofocus: a newssheet for journalists. Weekly No. 7/84, 20-27 February 1984
... marriage bureaus are not allowed to advertise in the United Kingdom, Ireland or Italy, loan agencies are not allowed ads in Italy, employment agencies cannot advertise in France, Italy, [r] ...
9
Redefining the Pulvinar Sign in Fabry Disease
... Speakers Bureaus: Genzyme; Travel/Accommodations/Meeting Expenses unre- lated to Activities Listed: ...Speakers Bureaus: Genzyme, Shire, Amicus; Travel/Accommodations/Meeting Expenses unrelated to ...
6
An empirical analysis of accessibility and impact of microcredit: the rural credit market in the Mekong River Delta, Vietnam
... To focus on the sample survey, different empirical economic strategies can commonly be used to resolve the problems of impact evaluation (see Table 3.3). The first is randomisation of the design. The idea of this method ...
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