individual lending
Group lending or individual lending? Evidence from a randomised field experiment in Mongolia
... in individual-lending villages are almost 7 percentage points more likely to attrit compared with those in control villages, and this is of borderline statistical significance at conventional levels ...
49
Repayment performance in microfinance programs: An individual lending approach
... apply individual lending ...namely individual/borrower factors, firm/business factors, loan factors and institutional/lender factors as independent variables and repayment performance either paid on ...
10
Group lending or individual lending? Evidence from a randomised field experiment in Mongolia
... in individual-lending villages are almost 7 percentage points more likely to attrit compared with those in control villages, and this is of borderline statistical significance at conventional levels ...
49
Group versus Individual Lending in Microfinance
... group lending programs to individual lending ...o¤ering individual loans, a micro…nance institution can attract relatively more new ...both lending schemes do not di¤er in repayment ...
36
Individual lending versus group lending: An evaluation with Kenya's microfinance data
... that individual lending is preferred by microfinance institutions whose goals are to reach out to the poor, to minimize transaction costs and to maintain market share (by pursuing low client ...group ...
10
To switch or not to switch - Can individual lending do better in microfinance than group lending?
... in a credit group as well. Thus, she invests in her own risky project and is independent from the other members when it comes to the investment decision. The …rst di¤erence from individual lending is a ...
27
Group lending or individual lending? Evidence from a randomised field experiment in Mongolia
... In unreported regressions we do not find a robust impact of access to either type of loan on the likelihood of owning the main dwelling or on the value of this house or ger. There is thus no evidence that loans ...
49
The Impact of Microfinance on the Informal Credit Market: an Adverse Selection Model
... The remaining of the paper is as follows. First, section 2 motivates our research question. It provides some empirical support to the idea that the presence of MFIs in a traditional credit market might change its ...
32
Efficient Microlending without Joint Liability
... between individual and group ...group lending with ex antetypes may fail to capture this effect of altering behaviors of individuals after group ...group lending with different mechanisms, whereas, ...
19
Volume 04 Issue 03: (2015) May-June 2015
... are Individual lending, Latin American group lending, Grameen Bank solidarity lending, Village banking and Self- reliant village banks; having specific methods, products, appropriate ...
12
Individual versus Village Lending: Evidence from Montenegro
... group lending technique whose main element is joint liability, more and more MFIs have shifted away from group lending and joint liability towards individual lending techniques over the past ...
37
The regulation of peer-to-peer lending platforms in the consumer credit market
... peer-to-peer lending platform, both activities, accepting deposits and operating an electronic system in relation to lending, are therefore carried on in the course of business as they are the very business ...
160
A review of the global financial crisis and its effects on U S working class households a tale of vulnerability and neglect
... A well considered response would be to ensure that at the red stage the new reserves built up for doubtful debtors on home mortgages are available not just to the banks and their shareholders, but to the population at ...
26
The myth of economic growth in the United States
... the individual household mortgage debt ...twelve individual Reserve Banks, the Office of the Controller of Currency for banks chartered at the federal level, State-banking supervisors for banks with a state ...
28
Lending to Small and Medium Enterprises
... Third, individual banks may view SMEs as a segment rather than as heterogenous businesses with varying risk profiles, leading to reduced business lending to SMEs in the ...an individual borrower ...
14
Social Lending and Its Risks
... Social lending known as peer to peer (P2P) financing has started to appear on the Czech ...P2P lending is a new platform of financial transactions that bypasses traditional intermediaries by directly ...
8
The individual micro-lending contract: Is it a better design than joint-liability? - Evidence from Georgia
... an individual and a group lending organization operate in the same market niche, there will be a self-selection process not only with respect to the wealth status but also with respect to the financial ...
31
Group versus Individual Liability: Long Term Evidence from Philippine Microcredit Lending Groups
... only individual liability ...into individual liability centers because current borrowers lack the incentive to screen (and the lender may be unable to screen as effectively as the ...join individual ...
40
Winters_Targeting_OnlineAppendix_100113.pdf
... Outcome variables are the proportion of programmatic lending (vs. project lending) and the proportion of national lending (vs. sub-national lending) in terms of the total value of lend[r] ...
28
Do Payday Lending Bans Harm Consumers? Evidence from the Pawn Market
... payday lending as a means of quick credit (Stegman, 2007). Payday lending remained a very small industry, overshadowed by pawning and largely confined to poor, inner-city neighborhoods until the mid-1990s, ...
33