P2P Lending
Status quo of the US and UK’s P2P lending regulation
... UK’s P2P lending regulation and compares China’s regulatory system with the US and UK’s to extract experiences and lessons from relatively mature ...supervise P2P lending ...regulating ...
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Blockchain based Smart P2P Lending using Neural Networks
... proposed P2P lending model not only reduces the dependence of users on large financial institutions, but also allows the users to invest in various campaigns ...
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Why Do So Many Online P2P Lending Platform in China Turn Bad: Scenario Analysis Viewpoint
... existing P2P lending business models with support by advanced credit ...the P2P lending are aimed at debt financing to consolidate existing debt to be paid off in accordance with the ...
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Liangzi AUTO: A Parallel Automatic Investing System Based on GPUs for P2P Lending Platform
... on P2P lending, with the aim of addressing different P2P ...in P2P Lending for the borrowers, which helps borrower getting loan more ...
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Research on Risk Factors Identification of P2P Lending Platforms
... 2259 P2P Lending platforms published by “Online Lending House” and “Online Lending Eye” as the sample, integrate 14 variables from five dimensions, and use the binary logistic regression ...
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A Decision Support System for Borrower’s Loan in P2P Lending
... borrower’s P2P lending process is logical, six-step procedure: The first step of borrower’s P2P lending is to determine the borrower’s current credit situation with income, loan use, loan ...
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What Kind of Online P2P Lending Platforms Are More Likely to Have Problems
... online P2P lending, moral hazard happens under two circumstances where investors always bear the cost of ...of lending money and spend the money on riskier activities because they have information ...
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Borrower’s default and self-disclosure of social media information in P2P lending
... a P2P lending platform with their information on a social media ...The P2P lending data are from one of the largest online P2P lending platforms in ...peer-to-peer lending ...
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How does P2P lending platform reputation affect lenders’ decision in China?
... of P2P online lending has been integrated and compatible with a highly developed financial system, for example, SMEs and individuals freely have access to the lending facilities provided by ...
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P2P Lending Analysis Using the Most Relevant Graph-Based Features
... (P2P) lending is an online platform to facilitate borrow- ing and investment ...these P2P platforms is how to identify the most influential factors that are closely related to the credit ...of ...
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Problems and solutions with China’s P2P lending regulation
... for P2P lending platforms’ inability to access to central bank’s credit reference ...for P2P lending plat- form entering into PBC system is its legal ...all lending institutions should ...
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How signaling and search costs affect information asymmetry in P2P lending: the economics of big data
... the lending business lie in its ability to more ac- curately and reliably separate trustworthy borrowers from bad ...successful P2P lending platforms can help those trustworthy borrowers who cannot ...
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A process model on P2P lending
... P2P lending model has attract great attentions from both industrial and academic ...industry, P2P model provides a new pattern on group or crowd financial product design and ...on P2P ...
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How Can New Online P2P Lending Platform Catch up from Behind—Take Ebaodai as an Example
... Peer Lending”, which is usually translated as “Everyone Credit” in our coun- ...point” lending model. The world’s first P2P lending plat form Zopa formally launched in March 2005 in ...
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P2P lending industry in China
... own P2P lending platforms; the other is to cooperate with established P2P ...limited P2P lending ...the P2P market and can solve that ...China’s P2P lending ...
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Status quo of China’s P2P lending regulation
... Actually, before the establishment of CIFA, there have been dozens of local P2P lending industry associations. However, these associations are mixed with both good and bad. On the one hand, high-quality ...
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A Research on the Influence Factors of P2P Lending Market
... P2P lending market has a rapid development, but faces a lot of ...the P2P lending market. From the external, P2P lending platform is still faced with the government regulatory ...
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Peer To Peer Lending Supervision Analysis Base On Evolutionary Game Theory
... China P2P industry, this work establishes the evolutionary game model between regulator and P2P lending enterprises, and analyzes the dynamic game characteristics between ...illegal P2P ...
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Current Status and Future Prospects of China’s Peer-to-Peer Lending Regulation
... peer-to-peer lending industry is now at a critical moment that the Draft Measures on P2P lending regulation has just been put forward, determining the industry’s future direction of devel- ...China’s ...
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Research on MIL Search Method for P2P Borrowing Loss Clients Based on Social Network Perspective
... of P2P borrow- ers and borrowers: Karlan (2007) [13] social networks can implement certain so- cial sanctions, causing defaulters to suffer reputation losses, and even excluded from the network, thereby reducing ...
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