P2P lending platforms
Research on Risk Factors Identification of P2P Lending Platforms
... 2259 P2P Lending platforms published by “Online Lending House” and “Online Lending Eye” as the sample, integrate 14 variables from five dimensions, and use the binary logistic ...
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What Kind of Online P2P Lending Platforms Are More Likely to Have Problems
... problematic P2P lending ...650 platforms from P2P websites manually and defined 16 variables in five ...the platforms offer are significant ...the platforms offering house ...
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Implications of Web 2 0 for financial institutions: Be a driver, not a passenger
... Many Web 2.0 activities are grass-roots developments with a non- establishment and improvised style. Regulatory hurdles, compliance needs, and the high degree of privacy and professionalism that most customers want from ...
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Research on MIL Search Method for P2P Borrowing Loss Clients Based on Social Network Perspective
... of P2P borrow- ers and borrowers: Karlan (2007) [13] social networks can implement certain so- cial sanctions, causing defaulters to suffer reputation losses, and even excluded from the network, thereby reducing ...
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Mainstreaming social finance : the regulation of the peer to peer lending marketplace in the United Kingdom
... the P2P platforms’ concern that regulation not be overly ...current P2P lenders is the new regimes’ requirement that platforms make arrangements to ensure that loans continue to be ...
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How signaling and search costs affect information asymmetry in P2P lending: the economics of big data
... the lending business lie in its ability to more ac- curately and reliably separate trustworthy borrowers from bad ...successful P2P lending platforms can help those trustworthy borrowers who ...
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Liangzi AUTO: A Parallel Automatic Investing System Based on GPUs for P2P Lending Platform
... peer lending (P2P lending) platforms such as Lending Club [1] directly connect individuals that involve both of lenders and ...and lending transactions, P2P ...
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Borrower’s default and self-disclosure of social media information in P2P lending
... Peer-to-peer lending, also known as P2P lending, refers to the practice of lenders loaning money to unrelated individuals through a P2P lending platform, an online ...such ...
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Current Status and Future Prospects of China’s Peer-to-Peer Lending Regulation
... regulated P2P lending will play a vital role in improving individuals and middle & small enterprises’ financing environment, optimizing financial resources allocation, enhancing financial system’s ...
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Study of Shadow Banking in India with a Specific Reference to P2P-NBFCS
... of P2P lending and the P2P lending ecosystem with a specific reference to countries, namely China, the USA, and the ...the P2P ecosystem for India by analysing the data of a P2P ...
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Status quo of China’s P2P lending regulation
... in P2P lending. Platforms’ own or purchased cred- itor rights, institutional investors’ P2P funds, and secondary market for P2P projects all refer to the transfer of ...practice, ...
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How does P2P lending platform reputation affect lenders’ decision in China?
... online P2P lending platform (CreditEase) was established in 2006. The P2P online lending market in China has dramatically surged in recent ...of P2P lending platforms in ...
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Problems and solutions with China’s P2P lending regulation
... for P2P lending platforms’ inability to access to central bank’s credit reference ...for P2P lending plat- form entering into PBC system is its legal ...all lending institutions ...
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P2P Lending Analysis Using the Most Relevant Graph-Based Features
... Comparisons: In this section, we compare the proposed feature selection (FS) method with two widely used methods including correlation analysis (CA) and multiple lin- ear regression (MLR). Table 2 presents a comparison ...
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Why Do So Many Online P2P Lending Platform in China Turn Bad: Scenario Analysis Viewpoint
... Abstract. P2P lending companies eager to succeed in the online P2P lending platform are encouraged to imitate the strategies and business models of successful ...online P2P ...
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P2P lending industry in China
... from platforms’ own or pur- chased creditor ...own P2P lending platforms; the other is to cooperate with established P2P ...100 platforms’ websites, this research di- vides the ...
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Status quo of the US and UK’s P2P lending regulation
... make P2P lending industry become more normative and ...bring P2P lending plat- forms great ...the P2P lending platform is supposed to register with SEC and each state that they ...
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GBDT SVM Credit Risk Assessment Model and Empirical Analysis of Peer to Peer Borrowers under Consideration of Audit Information
... − (4) To ensure the accuracy of the model prediction, this paper uses a randomized experiment for empirical analysis. The original data set is divided into training set and test set by 7:3 and conduct a total of 20 ...
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Countermeasures for the Development of Internet Finance Based on E-commerce Platform
... online lending, online wealth management, online financial product marketing, and third-party ...namely P2P online lending, third- party payment, e-commerce platform model, big data finance, Internet ...
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How Can New Online P2P Lending Platform Catch up from Behind—Take Ebaodai as an Example
... Peer Lending”, which is usually translated as “Everyone Credit” in our coun- ...point” lending model. The world’s first P2P lending plat form Zopa formally launched in March 2005 in ...
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