bequest motive
Can the Life Insurance Market Provide. Evidence for a Bequest Motive?
... a bequest motive) while the share of wealth in stocks is slightly higher than in the data in the early retirement ...strong bequest motive also helps to keep the portfolio being balanced ...
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Why Do Life Insurance Policyholders Lapse? The Roles of Income, Health and Bequest Motive Shocks
... We use data from the Health and Retirement Study (HRS). The HRS is a nationally representa- tive longitudinal survey of older Americans which began in 1992 and has been conducted every two years thereafter. The HRS is ...
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The bequest motive and single people s demand for life annuities
... Abstract. The main objective of this paper is to go deeper into the “annuity puzzle” by introducing the altruistic and strategic bequest motive and determining whether this really is a relevant issue ...
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Effectiveness of a Computer Based Syntax Program in Improving the Morphosyntax of Students Who are Deaf/Hard of Hearing
... The bequest motive ζ also has an effect, as the bequest motive decreases, the risky account allocation will slightly decrease, which also means the “argument” between the policyholder and the ...
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Inequality and Real Interest Rates
... consistent with their findings, in particular due to the fact that the marginal savings rate of the rich are higher because their marginal borrowing rate are lower. Dynan et al. [11] inspect several factors explaining an ...
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Giving With a Warm Hand. Evidence on Estate Planning and Bequests.
... the bequest motive for saving focuses on estimating parameters in structural models in order to match observed saving, consumption, and long-term care insurance ...the bequest motive by ...
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Optimal Time to Enter a Retirement Village
... no bequest motive and agents have no access to the insurance market prior to entering the retirement village; retirees can purchase neither life insurance nor a variable ...have bequest motives and ...
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Bequest and Tax Planning: Evidence From Estate Tax Returns
... I suggest that the wealthy do care about the ultimate distribution and use of their estates, but they postpone some important decisions until shortly before death. This “pro- crastination” is consistent with scarcity of ...
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Pareto-Improving Bequest Taxation
... and bequest taxation has recently been analyzed also by Michel and Pestieau (2004) who assume a “joy of giving” bequest ...a bequest tax could generate a ...
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The Strength and Nature of Bequest Motives in the United States
... the bequest motive by looking at how likely individuals are to be planning to leave a bequest, and we can assess the nature of the bequest motive by looking at the impact of financial ...
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Pay-as-you-go Social Security and the Distribution of Altruistic Transfers
... the bequest motive is operative for altruistic agents depending on the values of both the interest and the discount ...the bequest motive is not operative at the stationary equilibrium, social ...
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Optimizing the Equity-Bond-Annuity Portfolio in Retirement: The Impact of Uncertain Health Expenses
... a bequest motive, face stochastic capital market returns, have differential exposures to mortality risk and uncertain uninsured health expenses, and have differential Social Security and defined benefit ...
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Ambiguous Life Expectancy and. the Demand for Annuities
... and bequest similar to Davidoff et ...a bequest motive is necessary to obtain some partial annuitization but it does not eliminate the advantage of annuities since they return more, in case of ...
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The Trick is to Live: Is the Estate Tax Social Security for the. Rich?
... Because estate tax liability usually depends on how long one lives, it implicitly provides annuity income. In the absence of annuity markets, lump-sum estate taxation may be used to achieve the first-best solution for ...
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Need for achievement moderates the effect of motive-relevant challenge on salivary cortisol changes
... Task (Kirschbaum et al. 1993; study 2). They found that achievement motivation dampened the cortisol response only after the challenging dominance- and social stress- related tasks, but not in a non-challenging control ...
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Web Users' Optimal On-line Experience: An Examination of the Effects of Web Navigation Design and Web User Motive
... Implicitly adopting congruency theory framework, Rodgers and Thorson (2000) proposed an integrative processing model of internet advertising. The basic assumption of the model is that an individual is an active initiator ...
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Portable Document Format (PDF)
... include motive consistency but not intrinsic pleasantness in the appraisal pattern of happiness/joy (Roseman, ...the motive consistency ...main motive of humans (Hekkert & Leder, ...of ...
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The Precautionary Saving Motive and Wealth Accumulation
... saving motive in determining wealth ...precautionary motive when this is derived either using a self reported measure of uncertainty about future income rather than observed life-cycle income ...
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Shareholder’s Political Motives and Corporate Tax Avoidance
... perceived a non-shareable financial need (pressure) and 3) the individual involved in a fraud rationalized that the fraudulent act as being consistent with their personal code of ethics. Skousen and Wright (2006) used ...
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Motive Testimony and a Civil Disobedience Justification
... The rehabilitative theory of punishment is similarly inade- quate to deal with the civil disobedient. The rehabilitative the- ory of punishment responds to criminal beh[r] ...
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