group lending
CHALLENGES OF GROUP LENDING ON MFIs LOANS SECURITY: A CASE OF FOUR SELECTED MFIs IN ARUSHA, TANZANIA.
... The study was both qualitative and quantitative in approach; with one main objective intended to determine the challenges of group lending on MFIs loans security in Tanzania. A multiple case study design ...
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The Role of Group Size and Correlated Project Outcomes in Group Lending
... how group lending contracts can im- prove efficiency in contexts where borrowers share some social ...with group size of two borrowers, and ig- nores correlated ...discuss group size, are ...
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Collateral and risk sharing in group lending: evidence from an urban microcredit program
... of group lending is by now ...mitigate group default. Second, we use data from a group lending program implemented in 2001 in Cotonou, the largest city in Benin with more than one ...
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Dynamics of Group Lending Mechanism and the Role of Group Leaders in Developing Countries: Evidence from Nigeria
... 5 | P a g e business with the poor (Yeboah, 2010). A study of microfinance borrowers in Bangladesh and Uganda reveal that between 76% and 87% of MFIs current borrowers and dropouts have expressed a preference for ...
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Group Lending Scheme operating through Primary Agricultural Credit Society: A Critical Assessment
... of group lending based microfinance programme operating through Primary Agricultural Credit Society to improve the economic condition among the rural participants in two blocks of Hooghly district in West ...
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Group lending or individual lending? Evidence from a randomised field experiment in Mongolia
... Such an interpretation would be in line with recent evidence for Sri Lanka and Ghana by De Mel, McKenzie and Woodruff (2009) and Fafchamps, McKenzie, Quinn and Woodruff (2011), respectively. The latter paper finds that ...
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Group lending with endogenous group size
... on group lending from the perspective of a pro…t-maximizing ...the group the …nancier lends to is ...borrowing group in a way that borrowers that would be fundable under moral hazard but have ...
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Group lending without joint liability
... and group repayment meetings are costly, mutual insurance or IJ are easier to sustain under group lending, because IJ depends crucially on the interest rate, which in turn depends on the share of ...
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Exploring the Challenges and Opportunities in Microfinance Group Lending Model among Poor AIDS Affected Households
... Micro financing has been taken as panacea in disaster mitigation. In helping poor and AIDS affected households come out of poverty in Kakamega County, Kenya, microfinance institutions (MFIs) use group ...
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Is it better to be mixed in group lending?
... that group lending leads to homogeneous risk matching (for example Ahlin, 2009), a number of authors report that heterogeneity is in some cases the optimal form of risk-sharing ...
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ALGEBRA OF MICROFINANCE: POLICY PERSPECTIVES
... But the story is not end, in developing and underdeveloped countries, where try to address the credit market imperfections through group lending, many other obstacle emerges in the same time. In recent ...
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Borrowers’ Participation in Group Borrowing
... and group lending was popularized by the Grameen Bank of Bangladesh in response to the problems faced by poor and marginal borrowers who are in need for small credit and who are unable to pledge any ...
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ROLE OF MICROFINANCE IN HUMAN DEVELOPMENT AND WOMEN EMPOWERMENT.
... the group since they are unaware about the book keeping methods and they do not take the inflation and all the other aspects into ...on group lending, and time consuming income generating activities ...
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MICROFINANCE AND ENTREPRENEURIAL EMPOWERMENT OF WOMEN: THE UGANDAN CONTEXT
... through group lending, beneficiaries of the support programmes highlighted that microfinance services enabled them to acquire some key ingredients that include; access to credit (small loans), increased ...
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Volume 04 Issue 03: (2015) May-June 2015
... Individual lending, Latin American group lending, Grameen Bank solidarity lending, Village banking and Self- reliant village banks; having specific methods, products, appropriate clientele, ...
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INNOVATION AND ACCESS TO MICROFINANCE – A CASE STUDY OF K-REP PROGRAMME IN KENYA
... the group lending mechanism, and they do so with high repayment ...formal lending. Nevertheless, high successes attributed to group lending cannot be entirely credited to the joint ...
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The Impact of Microfinance on Poverty Reduction Amongst Farmers in Ghana
... a group lending strategy as it is deemed to help reduce the costs of processing loan applications and to minimise default rates (Rupnawar and Kharat, ...Moreover, group lending is seen in the ...
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Resilience of Microfinance Institutions to National Macroeconomic Events: An Econometric Analysis of MFI asset quality
... A frequent source of debate between microfinance practitioners is whether solidarity groups are less risky than individual loans 13 . Some theoretical models support this position, arguing that repayment is higher ...
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Challenges and constraints of loan repayment performance: The case study of Dendi microfinance institutions
... i district of West Showa zone (Oromia), Ethiopia. This study intended to assess the problems and challenges that affect both institution and borrowers regarding loan repayment process. The survey was conducted in four ...
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RECENT DEVELOPMENTS IN MICROFINANCE AND BEYOND
... the group loan contract with joint guarantee, is needed, as are new attitudes to subsidies, dynamic incentives, regular repayment programs and replacement of guarantees with pressure to maintain a high repayment ...
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