[PDF] Top 20 Determinants of Non-Performing Loans in the Banking Sector of Ghana Between 1998 and 2013

... the Ghana Cedi would lead to increase in the level of ...the Ghana Cedi would cause the level of NPL to ...private sector credit to real income, ratio of domestic credit to real income, ratio of ... See full document

... The banking sector can deteriorate due to managerial issues, low capital adequacy ratios and poor asset ...quality. Non-performing assets is also the single largest cause of irritation of the ... See full document

... the banking industry (Panopoulou, 2005; Rinaldi & Sanchis-Arellano, ...al., 2013). Key determinants highlighted in these studies are bank specific variables such as size and capitalization and ... See full document

... The banking sector development of CEE countries has been a vital part of their overall economic growth and financial ...modern banking practices and in- duce better supervision by home ...of ... See full document

... of performing loans and needs to be treated as an undesirable output (Guarda, Rouabah, and Vardanyan, ...Bank, 2013) suggest that Pakistan accounts for the highest NPL ratio among Asian ...al., ... See full document

... the determinants of NPLs in the Guyanese banking sector using a panel dataset and a fixed effect model similar to Jimenez and Saurina ...relationship between GDP and ... See full document

... in non-performing loans (NPL) is the bank’s adverse selection of ...specific determinants of non-performing loans of banks in South Asian countries (Bangladesh, India, ... See full document

... as non-performing one based on the concept called Past Due ...the loans would be treated as NPA considering the duration of the crop season (Rajamohan and Dhanabalan, ...agricultural loans ... See full document

... Greek banking sector, they use the method of dynamic panel data to examine the determinants of NPL for each category of ...impaired loans is related to the macroeconomic variables (GDP, ... See full document

... the banking sector on the basis of loan loss ratio by the proxy constituting charges offs plus NPAs divided by total ...relationship between NPAs with inflation and exchange rate which leads to long ... See full document

... Indian banking sector is under financial pressure due to the problem of ...Indian banking sector was in booming condition, but after sometimes strength of the banks got worsened because of ... See full document

... relationship between bank specific and macroeconomic determinant of non-performing loans in Nigerian deposit money banks over the period of 5 years (2010 to ...adopted non-survey ... See full document

... the banking system, especially in countries with developed market economies, consists of top- level represented the Central Bank and several commercial banks acting in accordance with the existing leverage of the ... See full document

... The variables are as follows: risk assets is the ratio of risk assets to total assets, non performing loans is the ratio of non performing loans to total loans, capitalization is the rat[r] ... See full document

... among non-performing loans, operating efficiency, and ...of non-performing loans, which suggest management behaviour influences non-performing ...short-term ... See full document

... the banking business is exposed to various risk, such as credit risk, liquidity risk, interest risk, market risk, operational risk and management ...of loans or its level of these ...Indian banking ... See full document

... addition, non-bank purchasers of credit are faced with regulations in some Member States, creating obstacles to purchasing ...to non-bank investors weakens their incentives for offloading high-stock NPLs ... See full document

... the non-performance exposure for the different types of business that the bank undertakes and how they are ...a non performing exposure must explain clearly and concisely the definition that they ... See full document

... period between 2016 and ...vary between countries from ...difference between the five largest EU countries, however, are fairly limited in both real and nominal ...difference between France ... See full document

... The average NPL ratio in Europe steadily increased from ~5 % to ~7,6 % during the 2009–2014 period despite the improving macroeconomic situation (European Parliament, 2016), which shows that there is no clear correlation ... See full document